Sep 2026
$358K
+3.0% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Dover, DE housing market
Dover, DE metro median sale price $358K in Sep 2026, up 3.0% year over year. Also days on market, price cuts, affordability and ZIP-code figures.
The median sale price in the Dover, DE metro is $358K as of Sep 2026, up 3.0% from a year earlier. That change sits near the middle of the 193 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro agrees within 0.7 points (up 3.7% through Q2 2026).
Dover is the only metro Pecan Street tracks in Delaware; nationally, the metros closest to it on median sale price ($358K) are Fort Myers / Cape Coral, FL ($356K) and Pocatello, ID ($360K). On median days on market (60 days), the closest are Atlanta, GA (60 days) and Boulder, CO (60 days).
Listings spent a median 60 days on market in Sep 2026. 41% of active listings carry a price cut, 1.9 points fewer than a year earlier. That share is higher than in most of the 195 metros. Building permits authorized 76 new housing units in Aug 2026.
At the 7.38% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,976 a month; at 28% of gross income, that takes about $85K a year. The median sale price equals about 13 years of HUD Fair Market Rent, a ratio down 6.2% from a year earlier. That ratio is lower than in most of the 193 metros. Active listings ask a median $200 per square foot, down 0.7% from a year earlier.
In six of the seven ZIP codes in the table below, median list prices are higher than a year earlier; none is lower; one is unchanged.
Headline
Oct 14, 2026
7.38%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,976/mo
$85K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Dover compares to other U.S. metros
| Price-to-rent | ↓165th of 193 |
|---|---|
| Price cuts | ↑63rd of 195 (top 33%) |
| Days on market | 81st of 195 (top 42%) |
| Home-price growth | 83rd of 193 (top 44%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 13 -6.2% YoY ↓165th of 193 |
|---|---|
| Asking price / sq ft | $200 -0.7% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 41% -1.9 pts YoY ↑63rd of 195 (top 33%) |
|---|---|
| New housing units permitted | 76 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 7 shown of 15 |
|---|---|
| MLS board of record | Bright MLS |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Sep 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
normal · 0.7ppRedfin (metro) +3.0% | FHFA HPI · Q2 2026 +3.7% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
Market dispatches
Citable market dispatches for Dover → Latest dispatch: Jul 10, 2026.
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 19901 | $375K↑ | 93↑ | 42↑ | 38↑ | 49↑ | $335K↑ |
| 19904 | $410K↑ | 116↓ | 48↓ | 42↓ | 60↑ | $347K↑ |
| 19934 | $408K↑ | 32↓ | 10↓ | 14↓ | 57↑ | $388K↑ |
| 19943 | $441K↑ | 49↓ | 14↑ | 16↓ | 84↑ | $395K↑ |
| 19952 | $346K↑ | 31↓ | 8↑ | 4↓ | 60↓ | $349K↑ |
| 19962 | $457K↑ | 35↑ | 18↑ | 12↓ | 48↑ | $425K↑ |
| 19977 | $460K | 119↑ | 46↑ | 50↑ | 69↑ | $399K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.