Sep 2026
$422K
+2.9% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Salisbury, MD housing market
Salisbury, MD metro median sale price $422K in Sep 2026, up 2.9% year over year. Also days on market, price cuts, affordability and ZIP-code figures.
The median sale price in the Salisbury, MD metro is $422K as of Sep 2026, up 2.9% from a year earlier. That change sits near the middle of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro agrees within 0.5 points (up 3.4% through Q2 2026).
On median sale price, Salisbury ($422K) ranks 2nd of the four Maryland metros Pecan Street tracks, between Lexington Park ($423K) and Baltimore ($420K). Salisbury has the most median days on market of the four Maryland metros (72 days), ahead of Baltimore (46 days). Salisbury has the lowest share of listings with a price cut of the four Maryland metros (34%); Lexington Park (36%) is next.
Listings spent a median 72 days on market in Sep 2026, more than in most of the 385 metros. 34% of active listings carry a price cut, 3.9 points fewer than a year earlier. That share is lower than in most of the 385 metros.
At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $2,315 a month; at 28% of gross income, that takes about $99K a year. The median sale price equals about 19 years of HUD Fair Market Rent, a ratio unchanged from a year earlier. That ratio is higher than in most of the 373 metros. Active listings ask a median $180 per square foot, up 0.9% from a year earlier.
In four of the five ZIP codes in the table below, median list prices are lower than a year earlier; one is higher.
Headline
Oct 15, 2026
7.29%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$2,315/mo
$99K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Salisbury compares to other U.S. metros
| Price-to-rent | ↑49th of 373 (top 14%) |
|---|---|
| Days on market | ↑72nd of 385 (top 19%) |
| Price cuts | ↓237th of 385 |
| Home-price growth | 173rd of 383 (top 46%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 19 0.0% YoY ↑49th of 373 (top 14%) |
|---|---|
| Asking price / sq ft | $180 +0.9% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 34% -3.9 pts YoY ↓237th of 385 |
|---|
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 5 shown of 21 |
|---|---|
| MLS board of record | — |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Sep 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
normal · 0.5ppRedfin (metro) +2.9% | FHFA HPI · Q2 2026 +3.4% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 21801 | $350K↓ | 98↓ | 42↓ | 40↓ | 62↑ | $287K↑ |
| 21804 | $272K↓ | 133↑ | 42↓ | 50↑ | 59↑ | $247K↑ |
| 21817 | $230K↓ | 49↑ | 8↓ | 18↑ | 124↑ | $167K↑ |
| 21853 | $298K↑ | 37↑ | 12↑ | 10↑ | 51↑ | $223K↑ |
| 21875 | $300K↓ | 27↑ | 4↓ | 14↑ | 90↑ | $294K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.