Aug 2026
$141K
-10.9% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Jackson, MS
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Jackson, MS. Built for agents; free to read.
Jackson, MS’s median sale price is $141K as of Aug 2026 — -10.9% year over year. Pecan Street tracks Jackson with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$753/mo
$32K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Jackson compares to other U.S. metros
| Home-price growth | ↓193rd of 195 |
|---|---|
| Price-to-rent | ↓192nd of 195 |
| Days on market | ↑24th of 194 (top 13%) |
| Price cuts | ↓154th of 194 |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 8 -14.4% YoY ↓192nd of 195 |
|---|---|
| Asking price / sq ft | $148 -2.2% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 30% -0.8 pts YoY ↓154th of 194 |
|---|---|
| New housing units permitted | 144 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 53 |
|---|---|
| MLS board of record | — |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
red · 12.7ppRedfin (city) -10.9% | FHFA HPI · Q2 2026 +1.8% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
Market dispatches
Citable market dispatches for Jackson → Latest dispatch: Jul 24, 2026.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 39042 | $339K↓ | 121↑ | 44↓ | 36↑ | 61↑ | $291K↑ |
| 39046 | $337K↓ | 103↓ | 24↓ | 32↑ | 78↓ | $233K↑ |
| 39047 | $354K↓ | 185↑ | 80↑ | 68↓ | 74↑ | $296K↑ |
| 39056 | $299K↓ | 89↓ | 24↓ | 40↑ | 76↓ | $239K↑ |
| 39110 | $489K↓ | 281↑ | 88↑ | 104↓ | 70↑ | $416K↑ |
| 39157 | $358K↓ | 67↑ | 28↑ | 28↑ | 81↓ | $289K↑ |
| 39204 | $65K↑ | 84↑ | 28↑ | 12↑ | 61↑ | $48K↑ |
| 39206 | $107K↓ | 74↑ | 32↑ | 20↑ | 70↓ | $112K↑ |
| 39208 | $245K↓ | 102↑ | 60↑ | 40↑ | 47↓ | $218K↑ |
| 39209 | $62K↑ | 64↓ | 16↓ | 12 | 100↑ | $46K↑ |
| 39211 | $250K↓ | 105↓ | 32↓ | 44↓ | 68↓ | $215K↑ |
| 39212 | $80K↑ | 172↑ | 36↑ | 24↓ | 101↑ | $91K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.