Aug 2026
$314K
+3.5% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Lincoln, NE
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Lincoln, NE. Built for agents; free to read.
Lincoln, NE’s median sale price is $314K as of Aug 2026 — +3.5% year over year. Pecan Street tracks Lincoln with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,677/mo
$72K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Lincoln compares to other U.S. metros
| Days on market | ↓177th of 194 |
|---|---|
| Price cuts | ↓176th of 194 |
| Home-price growth | ↑64th of 195 (top 33%) |
| Price-to-rent | ↑71st of 195 (top 37%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 16 +2.8% YoY ↑71st of 195 (top 37%) |
|---|---|
| Asking price / sq ft | $181 +0.7% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 25% -0.1 pts YoY ↓176th of 194 |
|---|---|
| New housing units permitted | 231 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 46 |
|---|---|
| MLS board of record | — |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
normal · 1.4ppRedfin (city) +3.5% | FHFA HPI · Q2 2026 +2.1% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
More markets in NE
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 68502 | $280K↑ | 46↓ | 36↓ | 16 | 36↑ | $245K↑ |
| 68505 | $302K↑ | 36↑ | 24↑ | 16↑ | 24↓ | $267K↑ |
| 68506 | $280K↓ | 78↑ | 36↓ | 36↑ | 31↑ | $286K↑ |
| 68507 | $299K↑ | 36↑ | 36↑ | 16↑ | 23↓ | $253K↑ |
| 68508 | $309K↑ | 28↑ | 8↑ | 8↑ | 51↓ | $220K↑ |
| 68510 | $270K↓ | 44↓ | 24↓ | 20↑ | 29↑ | $259K↑ |
| 68512 | $407K↓ | 30↓ | 12↓ | 20↑ | 28↓ | $352K↑ |
| 68516 | $520K↑ | 225↑ | 76↑ | 56↑ | 38↓ | $392K↑ |
| 68520 | $670K↑ | 52↑ | 4↓ | 4↑ | 79↓ | $628K↑ |
| 68521 | $380K↑ | 104↑ | 32↓ | 16↑ | 28↓ | $289K↑ |
| 68523 | $380K↓ | 40↑ | 4↓ | 4↓ | 88↑ | $510K↑ |
| 68526 | $550K↓ | 69↓ | 16↓ | 8↑ | 51↑ | $469K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.