Aug 2026
$316K
+4.1% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Lincoln, NE
Median sale price, a Redfin vs. FHFA price check, and daily-refreshed real estate signals for Lincoln, NE. Built for agents; free to read.
Lincoln, NE’s median sale price is $316K as of Aug 2026 — +4.1% year over year. Pecan Street measures Lincoln’s year-over-year home-price change two independent ways: Redfin sale prices and the FHFA House Price Index. No market signals are flagged here right now.
Headline
Oct 6, 2026
7.45%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,757/mo
$75K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Lincoln compares to other U.S. metros
| Price cuts | ↓183rd of 195 |
|---|---|
| Days on market | ↓183rd of 195 |
| Home-price growth | ↑55th of 195 (top 29%) |
| Price-to-rent | 84th of 195 (top 44%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 15 -3.0% YoY 84th of 195 (top 44%) |
|---|---|
| Asking price / sq ft | $180 +0.7% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 25% -0.9 pts YoY ↓183rd of 195 |
|---|---|
| New housing units permitted | 149 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 46 |
|---|---|
| MLS board of record | — |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
normal · 2.0ppRedfin (city) +4.1% | FHFA HPI · Q2 2026 +2.1% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 68502 | $267K↑ | 52↓ | 30↓ | 14↓ | 30↓ | $245K↑ |
| 68505 | $290K↑ | 43↑ | 16↑ | 14↑ | 24↓ | $267K↑ |
| 68506 | $279K↓ | 82↑ | 48↓ | 22↑ | 25↑ | $286K↑ |
| 68507 | $280K↑ | 42↑ | 20↑ | 14↑ | 25↓ | $253K↑ |
| 68508 | $275K↓ | 30↑ | 8↑ | 8↑ | 52↓ | $220K↑ |
| 68510 | $278K↓ | 56↑ | 36↑ | 26↑ | 30↓ | $259K↑ |
| 68512 | $392K↓ | 31↓ | 6↓ | 12↑ | 38↓ | $352K↑ |
| 68516 | $502K↑ | 226↑ | 72↑ | 48↑ | 45↑ | $392K↑ |
| 68520 | $655K↓ | 57↑ | 12↓ | 8↑ | 89↑ | $628K↑ |
| 68521 | $365K↑ | 112↑ | 46↓ | 12↓ | 45 | $289K↑ |
| 68523 | $385K↓ | 41↑ | 4↓ | 2↓ | 100↑ | $510K↑ |
| 68526 | $534K↓ | 73↑ | 10↓ | 8↓ | 52↑ | $469K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.