Aug 2026
$233K
+15.7% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Atlantic City, NJ
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Atlantic City, NJ. Built for agents; free to read.
Atlantic City, NJ’s median sale price is $233K as of Aug 2026 — +15.7% year over year. Pecan Street tracks Atlantic City with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,246/mo
$53K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Atlantic City compares to other U.S. metros
| Price-to-rent | ↓193rd of 195 |
|---|---|
| Home-price growth | ↑3rd of 195 (top 2%) |
| Price cuts | ↓173rd of 194 |
| Days on market | ↑58th of 194 (top 30%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 8 +7.8% YoY ↓193rd of 195 |
|---|---|
| Asking price / sq ft | $431 +13.6% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 26% -0.9 pts YoY ↓173rd of 194 |
|---|---|
| New housing units permitted | 127 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 37 |
|---|---|
| MLS board of record | Bright MLS |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
red · 9.5ppRedfin (city) +15.7% | FHFA HPI · Q2 2026 +6.2% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 08203 | $776K↑ | 96↓ | 36↓ | 32↓ | 44↓ | $738K↑ |
| 08205 | $350K↑ | 136↑ | 56↑ | 44↑ | 48↑ | $340K↑ |
| 08210 | $800K↑ | 89↓ | 36↑ | 16↓ | 20↓ | $466K↑ |
| 08226 | $1.5M↑ | 206↑ | 72↓ | 44↑ | 71↑ | $1.1M↑ |
| 08232 | $289K↑ | 56↑ | 28↑ | 8 | 63↓ | $250K↑ |
| 08234 | $499K↑ | 130↑ | 60↑ | 52↑ | 41↓ | $414K↑ |
| 08244 | $510K↓ | 54↑ | 16↑ | 24↑ | 57↑ | $436K↑ |
| 08260 | $674K↑ | 231↑ | 76↓ | 48↓ | 77↑ | $661K↑ |
| 08330 | $335K↓ | 109↑ | 36↑ | 40↑ | 47↑ | $312K↑ |
| 08401 | $220K↓ | 299↑ | 56↑ | 52↓ | 93↑ | $225K↑ |
| 08402 | $1.6M↓ | 77↓ | 28↓ | 8↓ | 53↑ | $1.2M↑ |
| 08406 | $1.1M↑ | 96↑ | 12↓ | 20↓ | 64↑ | $664K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.