Aug 2026
$360K
+2.3% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Albuquerque, NM
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Albuquerque, NM. Built for agents; free to read.
Albuquerque, NM’s median sale price is $360K as of Aug 2026 — +2.3% year over year. Pecan Street tracks Albuquerque with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,922/mo
$82K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Albuquerque compares to other U.S. metros
| Price cuts | ↑31st of 194 (top 16%) |
|---|---|
| Days on market | ↑57th of 194 (top 30%) |
| Home-price growth | 86th of 195 (top 45%) |
| Price-to-rent | 98th of 195 |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 15 -6.3% YoY 98th of 195 |
|---|---|
| Asking price / sq ft | $223 +1.4% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 47% -2.4 pts YoY ↑31st of 194 (top 16%) |
|---|---|
| New housing units permitted | 239 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 46 |
|---|---|
| MLS board of record | Greater Albuquerque Association of REALTORS (SWMLS) |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
normal · 0.1ppRedfin (city) +2.3% | FHFA HPI · Q2 2026 +2.2% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 87031 | $365K↑ | 176↑ | 72↑ | 60↑ | 80↑ | $331K↑ |
| 87106 | $422K↓ | 73↓ | 28↓ | 24↓ | 61↑ | $371K↓ |
| 87107 | $473K↑ | 72↑ | 24 | 36↑ | 68↓ | $353K↑ |
| 87109 | $380K↓ | 71↓ | 32↓ | 44↑ | 60↑ | $380K↑ |
| 87111 | $489K↑ | 135↑ | 80↓ | 72 | 51↑ | $423K↑ |
| 87112 | $335K↑ | 79↓ | 52↓ | 44↓ | 51↓ | $323K↑ |
| 87114 | $407K↓ | 116↓ | 72↓ | 72↓ | 53↓ | $376K↑ |
| 87120 | $458K↓ | 159↓ | 80↓ | 88↓ | 54↓ | $359K↑ |
| 87121 | $330K↑ | 70↓ | 52↓ | 28↓ | 47↓ | $292K↑ |
| 87122 | $850K↑ | 74↑ | 36↑ | 32↑ | 58↓ | $758K↑ |
| 87124 | $434K↓ | 194↑ | 100↑ | 84↓ | 57↓ | $351K↑ |
| 87144 | $424K↓ | 269↓ | 108↓ | 120↑ | 61↓ | $374K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.