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Columbus, OH housing market

Columbus, OH metro median sale price $361K in Sep 2026, up 1.8% year over year. Also days on market, price cuts, affordability and ZIP-code figures.

The median sale price in the Columbus, OH metro is $361K as of Sep 2026, up 1.8% from a year earlier. That change sits near the middle of the 193 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro agrees within 1.5 points (up 3.3% through Q2 2026).

Columbus has the highest median sale price of the five Ohio metros Pecan Street tracks ($361K), ahead of Cincinnati ($322K). Columbus has the most median days on market of the five Ohio metros (48 days), ahead of Dayton (45 days). On share of listings with a price cut, Columbus (59%) ranks 2nd of the five Ohio metros, between Dayton (61%) and Akron (48%).

Listings spent a median 48 days on market in Sep 2026, fewer than in most of the 195 metros. 59% of active listings carry a price cut, 1.2 points fewer than a year earlier. That share is the 2nd-highest of the 195 metros. Median asking prices sit about 4% above the median sale price. Building permits authorized 1,016 new housing units in Aug 2026.

At the 7.38% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,997 a month; at 28% of gross income, that takes about $86K a year. The median sale price equals about 16 years of HUD Fair Market Rent, a ratio down 8.5% from a year earlier. Active listings ask a median $205 per square foot, down 0.2% from a year earlier.

In eight of the 12 ZIP codes in the table below, median list prices are lower than a year earlier; four are higher.

Headline

Median sale price

Sep 2026

$361K

+1.8% year-over-year

How it’s calculated

Rolling 3-month median sale price vs. same 3 months one year prior.

Mortgage rate

Oct 14, 2026

7.38%

30-year fixed

Where it comes from

National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.

The same rate appears on every market page.

Monthly payment

Principal & interest

$1,997/mo

$86K/yr income needed

How it’s calculated

Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.

Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.

How Columbus compares to other U.S. metros

Price cuts↑2nd of 195 (top 2%)
Days on market↓144th of 195
Asking-vs-sale gap↓111th of 166
Home-price growth104th of 193
Price-to-rent90th of 193 (top 47%)

Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.

Affordability

Price-to-rent ratio≈ 16 -8.5% YoY
90th of 193 (top 47%)
Asking price / sq ft$205 -0.2% YoY

Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market pressure

Listings with a price cut≈ 59% -1.2 pts YoY
↑2nd of 195 (top 2%)
New housing units permitted1,016

The median asking price $375K runs about 4% above the median sale price $361K.

Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Aug 2026. Asking is the median list price of active listings (Realtor.com, this month); sale is the headline median of recent closings (Redfin, a rolling 3-month median) — distinct sources and windows, so the gap is a directional read, not a like-for-like difference. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market facts

ZIPs with listing data12 shown of 132
MLS board of recordColumbus REALTORS MLS
Price methodologyRedfin vs FHFA HPI
Data as ofSep 2026

Recent signals

No signals flagged for this market right now.

Price reconciliation

normal · 1.5pp

Redfin (metro)

+1.8%

FHFA HPI · Q2 2026

+3.3%

Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.

Market dispatches

Citable market dispatches for Columbus → Latest dispatch: Jul 10, 2026.

More markets in OH

AkronCincinnatiClevelandDayton

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ZIP-level data

ZIPMedian list priceActive listingsNew listingsPrice reductionsDays on marketHome value
43015$527K↑174↑90↑112↑40↑$415K↑
43026$480K↑106↑50↓68↑44↑$382K↑
43055$255K↓12670↓70↑48↑$253K↑
43065$609K↑120↑72↑70↓47↑$555K↑
43081$380K↓124↑80↑90↑40↑$361K↑
43123$377K↓151↓98↓98↓43↑$334K↑
43130$302K↓111↑66↓70↑46↑$278K↑
43147$484K↑122↑68↓70↑56↑$420K↑
43204$199K↓130↑52↑86↑45↓$199K↓
43206$300K↓153↑54↓102↑62↑$276K↓
43207$229K↓115↓56↑78↓43↑$205K↓
43215$395K↓126↓30↑36↓81↑$331K↓

ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.