Markets  ›  UT  ›  Ogden

Ogden, UT housing market

Ogden, UT median sale price $380K in Aug 2026, up 1.0% year over year. Also days on market, price cuts, affordability and ZIP-code figures.

The median sale price in Ogden, UT is $380K as of Aug 2026, up 1.0% from a year earlier. That change sits near the middle of the 195 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro shows a larger change, up 3.7% through Q2 2026, 2.7 points apart; Price reconciliation below shows both.

Ogden has the lowest median sale price of the four Utah metros Pecan Street tracks ($380K); Provo ($489K) is next. On median days on market, Ogden (58 days) ranks 3rd of the four Utah metros, between Provo (64 days) and Salt Lake City (58 days). On share of listings with a price cut, Ogden (54%) ranks 2nd of the four Utah metros, between Salt Lake City (57%) and Provo (46%).

Listings spent a median 58 days on market in Sep 2026. 54% of active listings carry a price cut, 2.5 points fewer than a year earlier. That share is the 7th-highest of the 195 metros. Building permits authorized 251 new housing units in Aug 2026.

At the 7.45% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $2,117 a month; at 28% of gross income, that takes about $91K a year. The median sale price equals about 15 years of HUD Fair Market Rent, a ratio up 2.5% from a year earlier. Active listings ask a median $235 per square foot, up 1.6% from a year earlier.

In eight of the 12 ZIP codes in the table below, median list prices are lower than a year earlier; four are higher.

Headline

Median sale price

Aug 2026

$380K

+1.0% year-over-year

How it’s calculated

Rolling 3-month median sale price vs. same 3 months one year prior.

Mortgage rate

Oct 6, 2026

7.45%

30-year fixed

Where it comes from

National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.

The same rate appears on every market page.

Monthly payment

Principal & interest

$2,117/mo

$91K/yr income needed

How it’s calculated

Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.

Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.

How Ogden compares to other U.S. metros

Price cuts↑7th of 195 (top 4%)
Home-price growth114th of 195
Price-to-rent99th of 195
Days on market97th of 195 (top 50%)

Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.

Affordability

Price-to-rent ratio≈ 15 +2.5% YoY
99th of 195
Asking price / sq ft$235 +1.6% YoY

Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market pressure

Listings with a price cut≈ 54% -2.5 pts YoY
↑7th of 195 (top 4%)
New housing units permitted251

Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market facts

ZIPs with listing data12 shown of 40
MLS board of recordWasatch Front Regional MLS (WFRMLS)
Price methodologyRedfin vs FHFA HPI
Data as ofAug 2026

Recent signals

No signals flagged for this market right now.

Recent notable readings

Readings from the latest data that sit at one end of the U.S. metros Pecan Street tracks, from the nightly cross-metro comparison. They are not signal alerts.

Price reconciliation

amber · 2.7pp

Redfin (city)

+1.0%

FHFA HPI · Q2 2026

+3.7%

Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.

More markets in UT

ProvoSalt Lake CitySt. George

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ZIP-level data

ZIPMedian list priceActive listingsNew listingsPrice reductionsDays on marketHome value
84010$564K↓113↑34↓82↑58↑$575K↑
84015$465K↓188↑76↑116↑50↑$463K↑
84041$466K↓111↑42↓54↑55↑$482K↑
84067$430K↓105↑40↓64↓57↑$434K↑
84075$621K↑107↑36↓58↑52↑$584K↑
84302$489K↑116↑36↑62↑56↓$432K↑
84310$952K↓101↑14↓26↑102↑$862K↑
84401$454K↓187↓60↓110↓58↑$437K↓
84403$417K↓151↑38↓88↑57↑$442K↑
84404$420K↓273↑98↑114↓52↓$430K↓
84405$475K↑95↓30↓62↓53↓$457K↑
84414$662K↑142↑42↑74↓71↑$544K↑

ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.