Sep 2026
$411K
-1.9% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Winchester, VA housing market
Winchester, VA metro median sale price $411K in Sep 2026, down 1.9% year over year. Also days on market, price cuts, affordability and ZIP-code figures.
The median sale price in the Winchester, VA metro is $411K as of Sep 2026, down 1.9% from a year earlier. The decline is steeper than in most of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro points the other way: up 6.7% through Q2 2026.
On median sale price, Winchester ($411K) ranks 3rd of the nine Virginia metros Pecan Street tracks, between Richmond ($417K) and Virginia Beach / Norfolk ($384K). Winchester ties Virginia Beach / Norfolk for the fewest median days on market of the nine Virginia metros (44 days). On share of listings with a price cut, Winchester (44%) ranks 3rd of the nine Virginia metros, between Blacksburg (45%) and Harrisonburg (42%).
Listings spent a median 44 days on market in Sep 2026, fewer than in most of the 385 metros. 44% of active listings carry a price cut, 5.4 points more than a year earlier. That share is higher than in most of the 385 metros. Median asking prices sit about 7% above the median sale price.
At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $2,254 a month; at 28% of gross income, that takes about $97K a year. The median sale price equals about 18 years of HUD Fair Market Rent, a ratio up 1.7% from a year earlier. That ratio is higher than in most of the 373 metros. Active listings ask a median $219 per square foot, down 0.8% from a year earlier.
In five of the six ZIP codes in the table below, median list prices are lower than a year earlier; one is higher.
Headline
Oct 15, 2026
7.29%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$2,254/mo
$97K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Winchester compares to other U.S. metros
| Home-price growth | ↓343rd of 383 |
|---|---|
| Days on market | ↓333rd of 385 |
| Price-to-rent | ↑62nd of 373 (top 17%) |
| Price cuts | ↑90th of 385 (top 24%) |
| Asking-vs-sale gap | 131st of 292 (top 45%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 18 +1.7% YoY ↑62nd of 373 (top 17%) |
|---|---|
| Asking price / sq ft | $219 -0.8% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 44% +5.4 pts YoY ↑90th of 385 (top 24%) |
|---|
The median asking price $441K runs about 7% above the median sale price $411K.
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. Asking is the median list price of active listings (Realtor.com, this month); sale is the headline median of recent closings (Redfin, a rolling 3-month median) — distinct sources and windows, so the gap is a directional read, not a like-for-like difference. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 6 shown of 26 |
|---|---|
| MLS board of record | — |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Sep 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
red · 8.6ppRedfin (metro) -1.9% | FHFA HPI · Q2 2026 +6.7% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 22601 | $394K↓ | 84↑ | 26↓ | 32↑ | 47↑ | $351K↑ |
| 22602 | $438K↓ | 183↑ | 78↑ | 84↑ | 40↓ | $420K↑ |
| 22603 | $552K↓ | 57↑ | 18↑ | 22↑ | 58↑ | $429K↑ |
| 22625 | $545K↑ | 31↓ | 14↑ | 10↑ | 47↓ | $437K↑ |
| 22655 | $442K↓ | 65↑ | 32↑ | 42↑ | 33↑ | $405K↑ |
| 22656 | $445K↓ | 28↓ | 12↓ | 10↓ | 56↑ | $480K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.