Aug 2026
$485K
+1.0% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Markets › AZ › Lake Havasu City
Lake Havasu City, AZ
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Lake Havasu City, AZ. Built for agents; free to read.
Lake Havasu City, AZ’s median sale price is $485K as of Aug 2026 — +1.0% year over year. Pecan Street tracks Lake Havasu City with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$2,592/mo
$111K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Lake Havasu City compares to other U.S. metros
| Days on market | ↑15th of 194 (top 8%) |
|---|---|
| Price-to-rent | ↑19th of 195 (top 10%) |
| Price cuts | ↓155th of 194 |
| Home-price growth | 114th of 195 |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 21 +0.3% YoY ↑19th of 195 (top 10%) |
|---|---|
| Asking price / sq ft | $247 -4.5% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 30% -0.6 pts YoY ↓155th of 194 |
|---|---|
| New housing units permitted | 46 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 10 shown of 22 |
|---|---|
| MLS board of record | ARMLS |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
normal · 1.1ppRedfin (city) +1.0% | FHFA HPI · Q2 2026 -0.1% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
Market dispatches
Citable market dispatches for Lake Havasu City → Latest dispatch: Aug 14, 2026.
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 86401 | $340K↑ | 180↑ | 48↓ | 72↑ | 65↑ | $287K↑ |
| 86403 | $385K↓ | 179↓ | 56↑ | 44↓ | 99↑ | $388K↑ |
| 86404 | $649K↓ | 155↓ | 52↑ | 52↓ | 65↓ | $507K↑ |
| 86406 | $582K↑ | 223↓ | 52↓ | 56↓ | 79↑ | $491K↑ |
| 86409 | $279K↓ | 108↓ | 40↓ | 36↓ | 82↑ | $265K↑ |
| 86413 | $300K↓ | 31↓ | 8↓ | 8↑ | 78↑ | $239K↑ |
| 86426 | $398K↓ | 123↑ | 28↓ | 52↑ | 75↓ | $335K↑ |
| 86429 | $455K↓ | 103↑ | 24↑ | 24↑ | 80↓ | $399K↑ |
| 86440 | $357K↓ | 44↑ | 12↑ | 20↑ | 78↑ | $305K↑ |
| 86442 | $315K↓ | 191↑ | 44↓ | 56↑ | 81↑ | $271K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.