Sep 2026
$296K
+1.4% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Sierra Vista, AZ housing market
Sierra Vista, AZ metro median sale price $296K in Sep 2026, up 1.4% year over year. Also days on market, price cuts, affordability and ZIP-code figures.
The median sale price in the Sierra Vista, AZ metro is $296K as of Sep 2026, up 1.4% from a year earlier. That change sits near the middle of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro points the other way: down 0.8% through Q2 2026.
Sierra Vista has the lowest median sale price of the seven Arizona metros Pecan Street tracks ($296K); Yuma ($308K) is next. On median days on market, Sierra Vista (74 days) ranks 4th of the seven Arizona metros, between Lake Havasu City (76 days) and Phoenix (62 days). On share of listings with a price cut, Sierra Vista (29%) ranks 6th of the seven Arizona metros, between Flagstaff (31%) and Yuma (19%).
Listings spent a median 74 days on market in Sep 2026, more than in most of the 385 metros. 29% of active listings carry a price cut, 0.8 points fewer than a year earlier. That share is lower than in most of the 385 metros. Median asking prices sit about 6% above the median sale price.
At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,622 a month; at 28% of gross income, that takes about $70K a year. The median sale price equals about 15 years of HUD Fair Market Rent, a ratio up 11.0% from a year earlier. Active listings ask a median $186 per square foot, unchanged from a year earlier.
In four of the seven ZIP codes in the table below, median list prices are lower than a year earlier; three are higher.
Headline
Oct 15, 2026
7.29%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,622/mo
$70K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Sierra Vista compares to other U.S. metros
| Price cuts | ↓328th of 385 |
|---|---|
| Days on market | ↑62nd of 385 (top 17%) |
| Home-price growth | 223rd of 383 |
| Asking-vs-sale gap | 148th of 292 |
| Price-to-rent | 181st of 373 (top 49%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 15 +11.0% YoY 181st of 373 (top 49%) |
|---|---|
| Asking price / sq ft | $186 0.0% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 29% -0.8 pts YoY ↓328th of 385 |
|---|
The median asking price $315K runs about 6% above the median sale price $296K.
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. Asking is the median list price of active listings (Realtor.com, this month); sale is the headline median of recent closings (Redfin, a rolling 3-month median) — distinct sources and windows, so the gap is a directional read, not a like-for-like difference. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 7 shown of 18 |
|---|---|
| MLS board of record | — |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Sep 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
amber · 2.2ppRedfin (metro) +1.4% | FHFA HPI · Q2 2026 -0.8% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 85602 | $286K↓ | 48↑ | 8↓ | 14↑ | 99↑ | $251K↓ |
| 85603 | $326K↓ | 61↑ | 16↑ | 18↑ | 99↑ | $224K↓ |
| 85607 | $224K↓ | 39↓ | 6↑ | 12 | 76↓ | $174K |
| 85615 | $524K↓ | 55↓ | 14↓ | 14↓ | 69↓ | $386K↑ |
| 85625 | $250K↑ | 37↑ | 12 | 6↑ | 91↑ | $192K↓ |
| 85635 | $282K↑ | 121↓ | 50↑ | 44↓ | 56 | $269K↓ |
| 85650 | $419K↑ | 58↓ | 24↑ | 12↓ | 51↓ | $362K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.