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Greeley, CO housing market

Greeley, CO median sale price $426K in Aug 2026, down 1.6% year over year. Also days on market, price cuts, affordability and ZIP-code figures.

The median sale price in Greeley, CO is $426K as of Aug 2026, down 1.6% from a year earlier. The decline is steeper than in most of the 195 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro points the other way: up 0.5% through Q2 2026.

On median sale price, Greeley ($426K) ranks 6th of the seven Colorado metros Pecan Street tracks, between Grand Junction ($440K) and Pueblo ($258K). Greeley has the fewest median days on market of the seven Colorado metros (53 days); Denver (58 days) is next. On share of listings with a price cut, Greeley (50%) ranks 2nd of the seven Colorado metros, between Denver (51%) and Colorado Springs (49%).

Listings spent a median 53 days on market in Sep 2026, fewer than in most of the 195 metros. 50% of active listings carry a price cut, 1.1 points more than a year earlier. That share is the 15th-highest of the 195 metros. Building permits authorized 238 new housing units in Aug 2026.

At the 7.45% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $2,370 a month; at 28% of gross income, that takes about $102K a year. The median sale price equals about 16 years of HUD Fair Market Rent, a ratio down 6.2% from a year earlier. Active listings ask a median $215 per square foot, down 0.8% from a year earlier.

In nine of the 12 ZIP codes in the table below, median list prices are lower than a year earlier; three are higher.

Headline

Median sale price

Aug 2026

$426K

-1.6% year-over-year

How it’s calculated

Rolling 3-month median sale price vs. same 3 months one year prior.

Mortgage rate

Oct 6, 2026

7.45%

30-year fixed

Where it comes from

National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.

The same rate appears on every market page.

Monthly payment

Principal & interest

$2,370/mo

$102K/yr income needed

How it’s calculated

Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.

Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.

How Greeley compares to other U.S. metros

Price cuts	↑15th of 195 (top 8%)
Home-price growth	↓161st of 195
Days on market	↓120th of 195
Price-to-rent	82nd of 195 (top 43%)

Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.

Affordability

Price-to-rent ratio	≈ 16 -6.2% YoY 82nd of 195 (top 43%)
Asking price / sq ft	$215 -0.8% YoY

Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market pressure

Listings with a price cut	≈ 50% +1.1 pts YoY ↑15th of 195 (top 8%)
New housing units permitted	238

Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market facts

ZIPs with listing data	12 shown of 34
MLS board of record	IRES MLS
Price methodology	Redfin vs FHFA HPI
Data as of	Aug 2026

Recent signals

No signals flagged for this market right now.

Price reconciliation

amber · 2.1pp

Redfin (city)

-1.6%

FHFA HPI · Q2 2026

+0.5%

Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.

More markets in CO

Boulder Colorado Springs Denver Fort Collins Grand Junction Pueblo

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ZIP-level data

ZIP	Median list price	Active listings	New listings	Price reductions	Days on market	Home value
80504	$559K↓	260↓	80↓	124↓	57↑	$573K↓
80516	$700K↓	216↑	86↓	128↑	47↓	$713K↓
80530	$496K↓	42↑	24↑	30↑	30↓	$498K↓
80534	$497K↓	198↓	54↑	90↓	48↓	$506K↓
80543	$475K↓	38↑	10↓	18↑	46↑	$446K↓
80550	$600K↓	317↓	100↑	158↑	53↓	$549K↓
80615	$655K↑	42↑	16↓	24↑	61↑	$522K↑
80620	$394K↓	64↑	36↑	28↓	45↑	$392K↓
80621	$474K↓	84↓	28↓	38↑	66↑	$463K↓
80631	$391K↑	108↑	34↑	50↑	58↑	$366K↓
80634	$445K↓	288↑	110↑	126↑	54↑	$442K↓
80643	$549K↑	31↑	14↑	14↑	66↑	$528K↓

ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.