Markets › CO › Pueblo

Pueblo, CO housing market

Pueblo, CO metro median sale price $316K in Sep 2026, down 2.2% year over year. Also days on market, price cuts, affordability and ZIP-code figures.

The median sale price in the Pueblo, CO metro is $316K as of Sep 2026, down 2.2% from a year earlier. That is the 9th-steepest year-over-year decline of the 193 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro agrees within 0.7 points (down 2.9% through Q2 2026).

Pueblo has the lowest median sale price of the seven Colorado metros Pecan Street tracks ($316K); Grand Junction ($426K) is next. Pueblo has the most median days on market of the seven Colorado metros (72 days), ahead of Colorado Springs (67 days). Pueblo has the lowest share of listings with a price cut of the seven Colorado metros (33%); Boulder (41%) is next.

Listings spent a median 72 days on market in Sep 2026, more than in most of the 195 metros. 33% of active listings carry a price cut, 2.8 points fewer than a year earlier. That share is lower than in most of the 195 metros. Median asking prices sit about 9% above the median sale price. Building permits authorized 6 new housing units in Aug 2026.

At the 7.38% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,749 a month; at 28% of gross income, that takes about $75K a year. The median sale price equals about 16 years of HUD Fair Market Rent, a ratio down 1.8% from a year earlier. That ratio is higher than in most of the 193 metros. Active listings ask a median $185 per square foot, down 1.8% from a year earlier.

In nine of the 10 ZIP codes in the table below, median list prices are lower than a year earlier; one is higher.

Headline

Median sale price

Sep 2026

$316K

-2.2% year-over-year

How it’s calculated

Rolling 3-month median sale price vs. same 3 months one year prior.

Mortgage rate

Oct 14, 2026

7.38%

30-year fixed

Where it comes from

National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.

The same rate appears on every market page.

Monthly payment

Principal & interest

$1,749/mo

$75K/yr income needed

How it’s calculated

Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.

Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.

How Pueblo compares to other U.S. metros

Home-price growth	↓185th of 193
Days on market	↑36th of 195 (top 19%)
Asking-vs-sale gap	↑47th of 166 (top 29%)
Price cuts	↓132nd of 195
Price-to-rent	↑76th of 193 (top 40%)

Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.

Affordability

Price-to-rent ratio	≈ 16 -1.8% YoY ↑76th of 193 (top 40%)
Asking price / sq ft	$185 -1.8% YoY

Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market pressure

Listings with a price cut	≈ 33% -2.8 pts YoY ↓132nd of 195
New housing units permitted	6

The median asking price $345K runs about 9% above the median sale price $316K.

Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Aug 2026. Asking is the median list price of active listings (Realtor.com, this month); sale is the headline median of recent closings (Redfin, a rolling 3-month median) — distinct sources and windows, so the gap is a directional read, not a like-for-like difference. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market facts

ZIPs with listing data	10 shown of 13
MLS board of record	—
Price methodology	Redfin vs FHFA HPI
Data as of	Sep 2026

Recent signals

No signals flagged for this market right now.

Recent notable readings

Single-family building permits fell 61% over the 12 months through Aug 2026 (98 homes, against 250 the year before): the steepest drop of the 195 U.S. metros Pecan Street tracks.

Readings from the latest data that sit at one end of the U.S. metros Pecan Street tracks, from the nightly cross-metro comparison. They are not signal alerts.

Price reconciliation

normal · 0.7pp

Redfin (metro)

-2.2%

FHFA HPI · Q2 2026

-2.9%

Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.

More markets in CO

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ZIP-level data

ZIP	Median list price	Active listings	New listings	Price reductions	Days on market	Home value
81001	$248K↓	204↑	40↑	64↑	67↓	$219K↓
81003	$228K↓	96↑	22↑	46↑	78↓	$203K↓
81004	$240K↑	216↑	40↑	70↑	76↓	$194K↓
81005	$335K↓	164↑	34↓	60↓	63↓	$290K↓
81006	$425K↓	53↓	4↓	12↓	78↓	$326K↓
81007	$435K↓	322↑	64	110↓	72↓	$395K↓
81008	$369K↓	87↑	24↓	30↓	74↓	$314K↓
81019	$365K↓	33↑	8↑	12↑	58↑	$323K↓
81023	$525K↓	29↑	2↓	4↓	93↓	$385K
81069	$500K↓	46↑	4↓	6↓	115↑	$337K↓

ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.