Sep 2026 · Amherst Town only
$555K
+11.8% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Amherst, MA housing market
Amherst, MA median sale price $555K (Amherst Town only) in Sep 2026, up 11.8% year over year.
The median sale price in Amherst, MA is $555K as of Sep 2026, up 11.8% from a year earlier. Amherst Town only. Our metro figure needs every county in the metro, and our closed-sale source is missing one. That is the 11th-largest year-over-year gain of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro shows a smaller change, up 2.4% through Q2 2026, 9.4 points apart; Price reconciliation below shows both.
On median sale price, Amherst ($555K) ranks 3rd of the six Massachusetts metros Pecan Street tracks, between Boston ($743K) and Worcester ($489K). On median days on market, Amherst (55 days) ranks 3rd of the six Massachusetts metros, between Cape Cod (56 days) and Worcester (45 days). On share of listings with a price cut, Amherst (40%) ranks 4th of the six Massachusetts metros, between Boston (40%) and Cape Cod (34%).
Listings spent a median 55 days on market in Sep 2026. 40% of active listings carry a price cut, 0.3 points fewer than a year earlier. That share is higher than in most of the 385 metros. Median asking prices are roughly level with the median sale price.
At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $3,041 a month; at 28% of gross income, that takes about $130K a year. Active listings ask a median $303 per square foot, up 7.5% from a year earlier.
In three of the four ZIP codes in the table below, median list prices are higher than a year earlier; one is lower.
Headline
Oct 15, 2026
7.29%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$3,041/mo
$130K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Amherst compares to other U.S. metros
| Home-price growth | ↑11th of 383 (top 3%) |
|---|---|
| Asking-vs-sale gap | ↓242nd of 292 |
| Price cuts | ↑140th of 385 (top 37%) |
| Days on market | 222nd of 385 |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Asking price / sq ft | $303 +7.5% YoY |
|---|
Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026.
Market pressure
| Listings with a price cut | ≈ 40% -0.3 pts YoY ↑140th of 385 (top 37%) |
|---|
The median asking price $554K is roughly level with the median sale price $555K.
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. Asking is the median list price of active listings (Realtor.com, this month); sale is the headline median of recent closings (Redfin, a rolling 3-month median) — distinct sources and windows, so the gap is a directional read, not a like-for-like difference. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 4 shown of 24 |
|---|---|
| MLS board of record | — |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Sep 2026 |
Recent signals
No signals flagged for this market right now.
Recent notable readings
- 132 new listings in September 2026: the fewest for any September in Realtor.com's Amherst data since 2016. It is one of 24 of the 385 U.S. metros Pecan Street tracks to set that record.
Readings from the latest data that sit at one end of the U.S. metros Pecan Street tracks, from the nightly cross-metro comparison. They are not signal alerts.
Price reconciliation
red · 9.4ppRedfin (city) +11.8% | FHFA HPI · Q2 2026 +2.4% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
More markets in MA
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 01002 | $574K↓ | 53↑ | 26↑ | 12↑ | 53↑ | $538K↑ |
| 01007 | $581K↑ | 42↑ | 16↑ | 20↑ | 46↓ | $476K↑ |
| 01060 | $657K↑ | 49↑ | 18↑ | 8↑ | 62↓ | $497K↑ |
| 01075 | $541K↑ | 48↑ | 24↑ | 16↑ | 51↑ | $385K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.