Aug 2026
$712K
0.0% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Cape Cod, MA
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Cape Cod, MA. Built for agents; free to read.
Cape Cod, MA’s median sale price is $712K as of Aug 2026 — 0.0% year over year. Pecan Street tracks Cape Cod with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$3,801/mo
$163K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Cape Cod compares to other U.S. metros
| Price-to-rent | ↑29th of 195 (top 15%) |
|---|---|
| Price cuts | ↓146th of 194 |
| Days on market | ↑59th of 194 (top 31%) |
| Home-price growth | ↓131st of 195 |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 20 -3.6% YoY ↑29th of 195 (top 15%) |
|---|---|
| Asking price / sq ft | $566 +1.1% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 31% -0.3 pts YoY ↓146th of 194 |
|---|---|
| New housing units permitted | 36 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 41 |
|---|---|
| MLS board of record | MLS PIN |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
red · 4.3ppRedfin (city) 0.0% | FHFA HPI · Q2 2026 +4.3% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
Market dispatches
Citable market dispatches for Cape Cod → Latest dispatch: Jul 10, 2026.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 02532 | $628K↓ | 56↑ | 28↑ | 16↑ | 61↑ | $653K↑ |
| 02536 | $799K↓ | 59↓ | 28↓ | 20↓ | 53↑ | $724K↑ |
| 02537 | $948K↑ | 33↑ | 8↑ | 20↑ | 74↑ | $818K↑ |
| 02540 | $1.4M↑ | 53↓ | 12↑ | 24↓ | 61↓ | $1.1M↑ |
| 02563 | $815K↓ | 37↓ | 16↑ | 12↑ | 44↓ | $716K↑ |
| 02601 | $589K↑ | 45↓ | 16↑ | 12↓ | 40↓ | $566K↓ |
| 02631 | $915K↑ | 37↓ | 20↓ | 12↓ | 59↑ | $799K↑ |
| 02633 | $3.0M↑ | 44↓ | 12↑ | 8↑ | 71↓ | $1.4M↑ |
| 02649 | $752K↑ | 108↓ | 44↑ | 36↓ | 58↓ | $710K↑ |
| 02657 | $1.6M↑ | 86↓ | 20↓ | 20↓ | 89↓ | $1.1M↑ |
| 02664 | $687K↑ | 29↑ | 16↑ | 16↑ | 39↓ | $618K↑ |
| 02673 | $662K↑ | 31↓ | 16 | 4↓ | 43↓ | $558K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.