Aug 2026
$712K
0.0% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Cape Cod, MA
Median sale price, a Redfin vs. FHFA price check, and daily-refreshed real estate signals for Cape Cod, MA. Built for agents; free to read.
Cape Cod, MA’s median sale price is $712K as of Aug 2026 — 0.0% year over year. Pecan Street measures Cape Cod’s year-over-year home-price change two independent ways: Redfin sale prices and the FHFA House Price Index. No market signals are flagged here right now.
Headline
Oct 6, 2026
7.45%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$3,962/mo
$170K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Cape Cod compares to other U.S. metros
| Price-to-rent | ↑35th of 195 (top 18%) |
|---|---|
| Price cuts | ↓131st of 195 |
| Home-price growth | ↓131st of 195 |
| Days on market | 105th of 195 |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 19 -4.4% YoY ↑35th of 195 (top 18%) |
|---|---|
| Asking price / sq ft | $549 -1.1% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 34% +0.9 pts YoY ↓131st of 195 |
|---|---|
| New housing units permitted | 32 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 41 |
|---|---|
| MLS board of record | MLS PIN |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
red · 4.3ppRedfin (city) 0.0% | FHFA HPI · Q2 2026 +4.3% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
Market dispatches
Citable market dispatches for Cape Cod → Latest dispatch: Jul 10, 2026.
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 02532 | $610K↓ | 60↑ | 22↑ | 22↑ | 52↓ | $653K↑ |
| 02536 | $807K↓ | 75↓ | 42↓ | 32↓ | 46↓ | $724K↑ |
| 02537 | $1.1M↑ | 34↑ | 20↑ | 18↑ | 70↑ | $818K↑ |
| 02540 | $1.4M↑ | 59↑ | 32↑ | 16↑ | 70↓ | $1.1M↑ |
| 02563 | $895K↓ | 39↓ | 26↑ | 18↑ | 48↓ | $716K↑ |
| 02601 | $592K↑ | 43↓ | 10↑ | 14↓ | 58↓ | $566K↓ |
| 02631 | $938K↑ | 46↓ | 24↑ | 18↓ | 50↓ | $799K↑ |
| 02633 | $2.9M↑ | 45↓ | 20↓ | 8↑ | 85↓ | $1.4M↑ |
| 02649 | $738K↑ | 119↓ | 40↓ | 40↓ | 54↓ | $710K↑ |
| 02657 | $1.5M↑ | 89↓ | 22↓ | 24↓ | 97↑ | $1.1M↑ |
| 02664 | $687K↑ | 33↑ | 16 | 6↑ | 41↓ | $618K↑ |
| 02673 | $576K↑ | 26↓ | 6↓ | 10↓ | 56↑ | $558K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.