Sep 2026
$213K
+1.9% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Battle Creek, MI housing market
Battle Creek, MI metro median sale price $213K in Sep 2026, up 1.9% year over year. Also days on market, price cuts, affordability and ZIP-code figures.
The median sale price in the Battle Creek, MI metro is $213K as of Sep 2026, up 1.9% from a year earlier. That change sits near the middle of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro shows a larger change, up 8.9% through Q2 2026, 7.0 points apart; Price reconciliation below shows both.
On median sale price, Battle Creek ($213K) ranks 13th of the 15 Michigan metros Pecan Street tracks, between Flint ($233K) and Saginaw ($193K). On median days on market, Battle Creek (45 days) ranks 9th of the 15 Michigan metros, between Lansing (46 days) and Flint (45 days). On share of listings with a price cut, Battle Creek (48%) ranks 4th of the 15 Michigan metros, between Flint (57%) and Muskegon (48%).
Listings spent a median 45 days on market in Sep 2026, fewer than in most of the 385 metros. 48% of active listings carry a price cut, 5.4 points more than a year earlier. That share is higher than in most of the 385 metros.
At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,165 a month; at 28% of gross income, that takes about $50K a year. The median sale price equals about 12 years of HUD Fair Market Rent, a ratio down 2.2% from a year earlier. That ratio is the 25th-lowest of the 373 metros. Active listings ask a median $149 per square foot, up 5.5% from a year earlier.
In four of the six ZIP codes in the table below, median list prices are lower than a year earlier; two are higher.
Headline
Oct 15, 2026
7.29%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,165/mo
$50K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Battle Creek compares to other U.S. metros
| Price-to-rent | ↓349th of 373 |
|---|---|
| Price cuts | ↑41st of 385 (top 11%) |
| Days on market | ↓308th of 385 |
| Home-price growth | 201st of 383 |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 12 -2.2% YoY ↓349th of 373 |
|---|---|
| Asking price / sq ft | $149 +5.5% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 48% +5.4 pts YoY ↑41st of 385 (top 11%) |
|---|
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 6 shown of 12 |
|---|---|
| MLS board of record | — |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Sep 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
red · 7.0ppRedfin (metro) +1.9% | FHFA HPI · Q2 2026 +8.9% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 49014 | $324K↑ | 44↑ | 18↑ | 10↑ | 48↓ | $204K↑ |
| 49015 | $285K↑ | 75↑ | 40↓ | 46↑ | 37↓ | $213K↑ |
| 49017 | $196K↓ | 48↑ | 30↓ | 20↑ | 55↑ | $187K↑ |
| 49037 | $146K↓ | 41↑ | 24↓ | 18↓ | 53↑ | $133K↑ |
| 49068 | $285K↓ | 52↑ | 24↓ | 28↑ | 69↑ | $248K↑ |
| 49224 | $182K↓ | 37↑ | 14↓ | 12↑ | 45↑ | $150K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.