Sep 2026
$233K
+2.9% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Flint, MI housing market
Flint, MI metro median sale price $233K in Sep 2026, up 2.9% year over year. Also days on market, price cuts, affordability and ZIP-code figures.
The median sale price in the Flint, MI metro is $233K as of Sep 2026, up 2.9% from a year earlier. That change sits near the middle of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro agrees within 0.9 points (up 3.8% through Q2 2026).
On median sale price, Flint ($233K) ranks 12th of the 15 Michigan metros Pecan Street tracks, between Jackson ($233K) and Battle Creek ($213K). On median days on market, Flint (45 days) ranks 10th of the 15 Michigan metros, between Battle Creek (45 days) and Detroit (43 days). On share of listings with a price cut, Flint (57%) ranks 3rd of the 15 Michigan metros, between Midland (58%) and Battle Creek (48%).
Listings spent a median 45 days on market in Sep 2026, fewer than in most of the 385 metros. 57% of active listings carry a price cut, 2.7 points more than a year earlier. That share is the 8th-highest of the 385 metros. Median asking prices sit about 7% below the median sale price.
At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,276 a month; at 28% of gross income, that takes about $55K a year. The median sale price equals about 14 years of HUD Fair Market Rent, a ratio down 5.9% from a year earlier. That ratio is lower than in most of the 373 metros. Active listings ask a median $145 per square foot, up 7.0% from a year earlier.
In eight of the 12 ZIP codes in the table below, median list prices are lower than a year earlier; four are higher.
Headline
Oct 15, 2026
7.29%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,276/mo
$55K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Flint compares to other U.S. metros
| Price cuts | ↑8th of 385 (top 3%) |
|---|---|
| Asking-vs-sale gap | ↓275th of 292 |
| Days on market | ↓311th of 385 |
| Price-to-rent | ↓272nd of 373 |
| Home-price growth | 171st of 383 (top 45%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 14 -5.9% YoY ↓272nd of 373 |
|---|---|
| Asking price / sq ft | $145 +7.0% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 57% +2.7 pts YoY ↑8th of 385 (top 3%) |
|---|
The median asking price $217K runs about 7% below the median sale price $233K.
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. Asking is the median list price of active listings (Realtor.com, this month); sale is the headline median of recent closings (Redfin, a rolling 3-month median) — distinct sources and windows, so the gap is a directional read, not a like-for-like difference. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 23 |
|---|---|
| MLS board of record | — |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Sep 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
normal · 0.9ppRedfin (metro) +2.9% | FHFA HPI · Q2 2026 +3.8% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 48423 | $300K↑ | 74↑ | 40↓ | 44↑ | 42↑ | $261K↑ |
| 48439 | $364K↑ | 166↑ | 66↑ | 90↑ | 42↑ | $296K↑ |
| 48451 | $441K↓ | 69↑ | 24↑ | 30↑ | 49↓ | $351K↑ |
| 48458 | $125K↑ | 46↓ | 16↓ | 22↑ | 52↓ | $118K↑ |
| 48473 | $282K↓ | 39↑ | 32↑ | 38↑ | 37↓ | $254K↑ |
| 48503 | $65K↓ | 97↑ | 36↑ | 62 | 49↓ | $68K↑ |
| 48504 | $59K↓ | 87↑ | 30↑ | 32↓ | 62↑ | $46K↓ |
| 48505 | $24K↓ | 46↓ | 10↓ | 20↓ | 72↓ | $29K↓ |
| 48506 | $67K↓ | 89↑ | 32↑ | 54↑ | 48↓ | $85K↑ |
| 48507 | $81K↓ | 97↑ | 44↑ | 62↓ | 46↑ | $109K↑ |
| 48529 | $95K↓ | 31↑ | 16↑ | 18↑ | 46↓ | $91K↑ |
| 48532 | $162K↑ | 38↓ | 14↓ | 30↑ | 36↓ | $170K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.