Aug 2026
$418K
-1.8% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Medford, OR
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Medford, OR. Built for agents; free to read.
Medford, OR’s median sale price is $418K as of Aug 2026 — -1.8% year over year. Pecan Street tracks Medford with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$2,235/mo
$96K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Medford compares to other U.S. metros
| Home-price growth | ↓166th of 195 |
|---|---|
| Price cuts | ↓147th of 194 |
| Days on market | ↑62nd of 194 (top 32%) |
| Price-to-rent | ↑72nd of 195 (top 37%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 16 -5.9% YoY ↑72nd of 195 (top 37%) |
|---|---|
| Asking price / sq ft | $282 -2.1% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 31% -11.2 pts YoY ↓147th of 194 |
|---|---|
| New housing units permitted | 44 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 11 shown of 15 |
|---|---|
| MLS board of record | Southern Oregon MLS |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
red · 5.7ppRedfin (city) -1.8% | FHFA HPI · Q2 2026 +3.9% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
More markets in OR
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 97501 | $400K↓ | 142↑ | 44↓ | 56↑ | 56↑ | $368K↑ |
| 97502 | $525K↓ | 98↑ | 24↓ | 28↓ | 53↓ | $421K↑ |
| 97503 | $369K↓ | 48↑ | 8↑ | 12↑ | 50↓ | $354K↑ |
| 97504 | $530K↑ | 301↑ | 80↑ | 116↑ | 60↑ | $447K↑ |
| 97520 | $650K↑ | 205↑ | 44↓ | 60↑ | 72↑ | $553K↑ |
| 97524 | $569K↑ | 119↑ | 28↓ | 48↓ | 70↑ | $475K↑ |
| 97525 | $550K↓ | 34↑ | 8↑ | 8↓ | 49↓ | $454K↑ |
| 97530 | $767K↓ | 91↑ | 16↑ | 8↓ | 74↑ | $609K↑ |
| 97537 | $585K↓ | 54↑ | 20↑ | 16↑ | 66↑ | $477K↑ |
| 97539 | $560K↑ | 26↓ | 8↑ | 4↓ | 72↓ | $418K↓ |
| 97540 | $495K↓ | 37↑ | 8↑ | 8 | 68↓ | $442K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.