Sep 2026
$361K
+6.9% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Gettysburg, PA housing market
Gettysburg, PA metro median sale price $361K in Sep 2026, up 6.9% year over year. Also days on market, price cuts, affordability and ZIP-code figures.
The median sale price in the Gettysburg, PA metro is $361K as of Sep 2026, up 6.9% from a year earlier. The gain is larger than in most of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro shows a smaller change, up 4.4% through Q2 2026, 2.5 points apart; Price reconciliation below shows both.
On median sale price, Gettysburg ($361K) ranks 5th of the 16 Pennsylvania metros Pecan Street tracks, between Lancaster ($379K) and Reading ($317K). On median days on market, Gettysburg (50 days) ranks 5th of the 16 Pennsylvania metros, between Williamsport (51 days) and State College (50 days). On share of listings with a price cut, Gettysburg (39%) ranks 10th of the 16 Pennsylvania metros, between Philadelphia (39%) and Johnstown (38%).
Listings spent a median 50 days on market in Sep 2026, fewer than in most of the 385 metros. 39% of active listings carry a price cut, 5.8 points fewer than a year earlier.
At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,978 a month; at 28% of gross income, that takes about $85K a year. The median sale price equals about 16 years of HUD Fair Market Rent, a ratio up 7.1% from a year earlier. That ratio is higher than in most of the 373 metros. Active listings ask a median $211 per square foot, up 4.1% from a year earlier.
In two of the three ZIP codes in the table below, median list prices are lower than a year earlier; none is higher; one is unchanged.
Headline
Oct 15, 2026
7.29%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,978/mo
$85K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Gettysburg compares to other U.S. metros
| Home-price growth | ↑48th of 383 (top 13%) |
|---|---|
| Days on market | ↓269th of 385 |
| Price-to-rent | ↑132nd of 373 (top 36%) |
| Price cuts | 162nd of 385 (top 43%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 16 +7.1% YoY ↑132nd of 373 (top 36%) |
|---|---|
| Asking price / sq ft | $211 +4.1% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 39% -5.8 pts YoY 162nd of 385 (top 43%) |
|---|
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 3 shown of 12 |
|---|---|
| MLS board of record | — |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Sep 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
amber · 2.5ppRedfin (metro) +6.9% | FHFA HPI · Q2 2026 +4.4% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 17316 | $400K↓ | 28↓ | 12↓ | 14↓ | 49↓ | $354K↑ |
| 17325 | $467K | 103↑ | 38↑ | 24↓ | 66↓ | $368K↑ |
| 17340 | $431K↓ | 26↓ | 16↑ | 12↑ | 46↓ | $340K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.