Jul–Sep 2026
$431K
-11.1% year-over-year
How it’s calculated
Redfin's 3-month median sale price vs. the same three months a year earlier.
78745 · Austin, TX
Real estate market intelligence for zip 78745 in Austin, TX. Median sale price, year-over-year change, and a Redfin vs. Zillow price check.
Headline
Nov 4, 2026
7.12%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$2,321/mo
$99K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
Price reconciliation
| red · 7.4pp |
Redfin -11.1% | Zillow ZHVI -3.7% |
Spread shows divergence across Redfin and Zillow Research (ZHVI) year-over-year reads. Wider spreads signal regimes where sources disagree — useful when citing a number to a client.
Source: Redfin Data Center · Zillow Research
Recent signals
No signals flagged right now for the area around 78745.
Track 78745 (Austin, TX) with Pecan Street
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