Sep 2026
$602K
+4.9% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Coeur d'Alene, ID housing market
Coeur d'Alene, ID metro median sale price $602K in Sep 2026, up 4.9% year over year. Also days on market, price cuts, affordability and ZIP-code figures.
The median sale price in the Coeur d'Alene, ID metro is $602K as of Sep 2026, up 4.9% from a year earlier. The gain is larger than in most of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro agrees within 1.4 points (up 3.5% through Q2 2026).
Coeur d'Alene has the highest median sale price of the six Idaho metros Pecan Street tracks ($602K), ahead of Boise ($523K). On median days on market, Coeur d'Alene (56 days) ranks 4th of the six Idaho metros, between Lewiston (58 days) and Idaho Falls (52 days). On share of listings with a price cut, Coeur d'Alene (36%) ranks 3rd of the six Idaho metros, between Idaho Falls (39%) and Lewiston (33%).
Listings spent a median 56 days on market in Sep 2026. 36% of active listings carry a price cut, 0.7 points more than a year earlier.
At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $3,298 a month; at 28% of gross income, that takes about $141K a year. The median sale price equals about 24 years of HUD Fair Market Rent, a ratio up 8.2% from a year earlier. That ratio is the 4th-highest of the 373 metros. Active listings ask a median $370 per square foot, up 4.3% from a year earlier.
In four of the seven ZIP codes in the table below, median list prices are lower than a year earlier; two are higher; one is unchanged.
Headline
Oct 15, 2026
7.29%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$3,298/mo
$141K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Coeur d'Alene compares to other U.S. metros
| Price-to-rent | ↑4th of 373 (top 2%) |
|---|---|
| Home-price growth | ↑89th of 383 (top 24%) |
| Days on market | 215th of 385 |
| Price cuts | 201st of 385 |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 24 +8.2% YoY ↑4th of 373 (top 2%) |
|---|---|
| Asking price / sq ft | $370 +4.3% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 36% +0.7 pts YoY 201st of 385 |
|---|
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 7 shown of 10 |
|---|---|
| MLS board of record | — |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Sep 2026 |
Recent signals
No signals flagged for this market right now.
Recent notable readings
- The FHFA house price index for the metro has risen 246% since Q2 2011: the 8th-largest rebound of the 382 metros whose prices fell. Q2 2026 is its highest reading on record.
Readings from the latest data that sit at one end of the U.S. metros Pecan Street tracks, from the nightly cross-metro comparison. They are not signal alerts.
Price reconciliation
normal · 1.4ppRedfin (metro) +4.9% | FHFA HPI · Q2 2026 +3.5% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 83801 | $1.1M↑ | 61↓ | 22↑ | 24↓ | 54↓ | $805K↑ |
| 83814 | $1.2M↓ | 243↑ | 46↑ | 68↑ | 72↓ | $746K↑ |
| 83815 | $590K↓ | 148↓ | 48↑ | 56↓ | 45↓ | $570K↑ |
| 83833 | $2.2M↓ | 66↑ | 8 | 8↑ | 111↓ | $994K↑ |
| 83835 | $867K↑ | 146↓ | 48 | 56↓ | 60↓ | $668K↑ |
| 83854 | $585K↓ | 213↓ | 88↑ | 106↑ | 37↓ | $540K↑ |
| 83858 | $678K | 116↓ | 38↓ | 36↓ | 68↑ | $585K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.