Aug 2026
$345K
+0.4% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Columbia, MO
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Columbia, MO. Built for agents; free to read.
Columbia, MO’s median sale price is $345K as of Aug 2026 — +0.4% year over year. Pecan Street tracks Columbia with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,842/mo
$79K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Columbia compares to other U.S. metros
| Price-to-rent | ↑41st of 195 (top 22%) |
|---|---|
| Home-price growth | ↓123rd of 195 |
| Days on market | ↓124th of 194 |
| Price cuts | 84th of 194 (top 44%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 18 -13.2% YoY ↑41st of 195 (top 22%) |
|---|---|
| Asking price / sq ft | $194 -0.2% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 39% +0.9 pts YoY 84th of 194 (top 44%) |
|---|---|
| New housing units permitted | 100 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 9 shown of 60 |
|---|---|
| MLS board of record | — |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
amber · 2.9ppRedfin (city) +0.4% | FHFA HPI · Q2 2026 +3.3% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 65010 | $415K↑ | 31↓ | 12↓ | 12↓ | 44↑ | $369K↑ |
| 65201 | $525K↑ | 127↑ | 36↓ | 48↑ | 72↑ | $341K↑ |
| 65202 | $316K | 122↑ | 60↓ | 48↑ | 36↑ | $280K↑ |
| 65203 | $544K↑ | 205↑ | 96↑ | 84↑ | 39↓ | $376K↑ |
| 65233 | $315K↓ | 35↑ | 16↑ | 16↑ | 60↑ | $240K↑ |
| 65240 | $287K↑ | 30↓ | 12↓ | 12↑ | 47↓ | $284K↑ |
| 65251 | $259K↑ | 53↑ | 24↑ | 12↑ | 49↓ | $257K↑ |
| 65265 | $189K↑ | 75↑ | 32↑ | 28↑ | 58↑ | $190K↑ |
| 65270 | $229K↑ | 56↓ | 28↓ | 24↑ | 35↑ | $163K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.