Sep 2026
$206K
+0.7% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Joplin, MO housing market
Joplin, MO metro median sale price $206K in Sep 2026, up 0.7% year over year. Also days on market, price cuts, affordability and ZIP-code figures.
The median sale price in the Joplin, MO metro is $206K as of Sep 2026, up 0.7% from a year earlier. The gain is smaller than in most of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro agrees within 1.3 points (up 2.0% through Q2 2026).
Joplin has the lowest median sale price of the eight Missouri metros Pecan Street tracks ($206K); St. Joseph ($213K) is next. On median days on market, Joplin (51 days) ranks 4th of the eight Missouri metros, between Columbia (51 days) and Kansas City (50 days). On share of listings with a price cut, Joplin (35%) ranks 6th of the eight Missouri metros, between Columbia (35%) and Jefferson City (32%).
Listings spent a median 51 days on market in Sep 2026, fewer than in most of the 385 metros. 35% of active listings carry a price cut, 3.4 points fewer than a year earlier.
At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,132 a month; at 28% of gross income, that takes about $48K a year. The median sale price equals about 11 years of HUD Fair Market Rent, a ratio down 17.0% from a year earlier. That ratio is the 18th-lowest of the 373 metros. Active listings ask a median $139 per square foot, up 5.0% from a year earlier.
In seven of the eight ZIP codes in the table below, median list prices are higher than a year earlier; one is lower.
Headline
Oct 15, 2026
7.29%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,132/mo
$48K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Joplin compares to other U.S. metros
| Price-to-rent | ↓356th of 373 |
|---|---|
| Days on market | ↓264th of 385 |
| Home-price growth | ↓249th of 383 |
| Price cuts | 223rd of 385 |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 11 -17.0% YoY ↓356th of 373 |
|---|---|
| Asking price / sq ft | $139 +5.0% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 35% -3.4 pts YoY 223rd of 385 |
|---|
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 8 shown of 29 |
|---|---|
| MLS board of record | — |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Sep 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
normal · 1.3ppRedfin (metro) +0.7% | FHFA HPI · Q2 2026 +2.0% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
More markets in MO
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 64801 | $226K↑ | 117↓ | 60↓ | 42↓ | 49↓ | $197K↑ |
| 64804 | $290K↑ | 147↑ | 74↑ | 62↑ | 44↓ | $230K↑ |
| 64834 | $279K↑ | 30↑ | 16↓ | 12↑ | 47↑ | $258K↑ |
| 64836 | $324K↑ | 85↓ | 36↑ | 30↓ | 53↓ | $243K↑ |
| 64850 | $384K↑ | 87 | 42↓ | 28↓ | 48↑ | $232K↑ |
| 64870 | $226K↓ | 63↑ | 26↓ | 24↓ | 43↓ | $226K↑ |
| 66713 | $142K↑ | 30↑ | 12↑ | 12↑ | 67↑ | $120K↑ |
| 66725 | $144K↑ | 31↑ | 2↓ | 8↑ | 68↑ | $132K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.