Aug 2026
$220K
+1.1% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Springfield, MO
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Springfield, MO. Built for agents; free to read.
Springfield, MO’s median sale price is $220K as of Aug 2026 — +1.1% year over year. Pecan Street tracks Springfield with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,175/mo
$50K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Springfield compares to other U.S. metros
| Price-to-rent | ↓151st of 195 |
|---|---|
| Days on market | ↓122nd of 194 |
| Price cuts | ↓117th of 194 |
| Home-price growth | 113th of 195 |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 12 -7.4% YoY ↓151st of 195 |
|---|---|
| Asking price / sq ft | $175 +1.6% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 35% -2.5 pts YoY ↓117th of 194 |
|---|---|
| New housing units permitted | 147 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 56 |
|---|---|
| MLS board of record | — |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
amber · 2.9ppRedfin (city) +1.1% | FHFA HPI · Q2 2026 +4.0% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
Market dispatches
Citable market dispatches for Springfield → Latest dispatch: Aug 14, 2026.
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 65613 | $279K↑ | 92↑ | 36↑ | 28↓ | 53↓ | $268K↑ |
| 65619 | $367K↓ | 34↓ | 28↑ | 12↓ | 38↓ | $318K↑ |
| 65714 | $394K↑ | 142↑ | 84↓ | 52↓ | 39↑ | $330K↑ |
| 65721 | $430K↑ | 120↑ | 40↓ | 44↑ | 58↑ | $321K↑ |
| 65738 | $340K↑ | 93↓ | 44↓ | 24↓ | 50↑ | $270K↑ |
| 65742 | $410K↑ | 70↑ | 36↑ | 28↑ | 46↓ | $334K↑ |
| 65802 | $287K↓ | 156↑ | 64↓ | 40↓ | 48↑ | $212K↑ |
| 65803 | $180K↓ | 112↓ | 56↓ | 40↓ | 44↓ | $192K↑ |
| 65804 | $325K↓ | 130↑ | 60↓ | 52↑ | 52↑ | $270K↑ |
| 65807 | $259K↓ | 90↓ | 68↓ | 40↓ | 40↑ | $236K↑ |
| 65809 | $615K↓ | 66↑ | 28↓ | 20 | 67↑ | $452K↑ |
| 65810 | $486K↑ | 102↑ | 40↓ | 48↑ | 52↓ | $357K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.