Aug 2026
$643K
+5.0% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Charleston, SC
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Charleston, SC. Built for agents; free to read.
Charleston, SC’s median sale price is $643K as of Aug 2026 — +5.0% year over year. Pecan Street tracks Charleston with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$3,437/mo
$147K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Charleston compares to other U.S. metros
| Price-to-rent | ↑8th of 195 (top 5%) |
|---|---|
| Price cuts | ↑26th of 194 (top 14%) |
| Home-price growth | ↑46th of 195 (top 24%) |
| Days on market | ↑76th of 194 (top 40%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 24 +6.6% YoY ↑8th of 195 (top 5%) |
|---|---|
| Asking price / sq ft | $253 -4.7% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 48% -0.6 pts YoY ↑26th of 194 (top 14%) |
|---|---|
| New housing units permitted | 678 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 45 |
|---|---|
| MLS board of record | Charleston Trident Association of REALTORS |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
normal · 0.3ppRedfin (city) +5.0% | FHFA HPI · Q2 2026 +4.7% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 29412 | $649K↓ | 155↑ | 56↓ | 64↓ | 55↑ | $600K↑ |
| 29414 | $475K↑ | 199↑ | 72↑ | 112↑ | 45↑ | $469K↑ |
| 29445 | $345K↑ | 187↑ | 76↑ | 120↑ | 52↑ | $322K↓ |
| 29455 | $845K↓ | 378↓ | 96↓ | 100↓ | 77↓ | $749K↑ |
| 29456 | $330K↓ | 113↑ | 48↑ | 72↑ | 43↓ | $317K↓ |
| 29461 | $385K↓ | 219↑ | 88↑ | 96↑ | 54↑ | $365K↑ |
| 29464 | $1.2M↓ | 207↑ | 96↑ | 76↓ | 57↑ | $941K↑ |
| 29466 | $875K↓ | 196↓ | 68↓ | 120↓ | 48↑ | $840K↑ |
| 29483 | $399K↓ | 353↑ | 92↑ | 188↑ | 57↑ | $361K↓ |
| 29485 | $385K↓ | 322↑ | 104↓ | 200↑ | 54↑ | $369K↓ |
| 29486 | $435K↑ | 465↑ | 196↑ | 252↑ | 53↑ | $404K↓ |
| 29492 | $1.1M↓ | 143↑ | 40↑ | 56↑ | 71↑ | $962K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.