Sep 2026
$288K
+0.4% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Spartanburg, SC housing market
Spartanburg, SC metro median sale price $288K in Sep 2026, up 0.4% year over year. Also days on market, price cuts, affordability and ZIP-code figures.
The median sale price in the Spartanburg, SC metro is $288K as of Sep 2026, up 0.4% from a year earlier. FHFA's repeat-sales index for the metro agrees within 1.9 points (up 2.3% through Q2 2026).
On median sale price, Spartanburg ($288K) ranks 5th of the eight South Carolina metros Pecan Street tracks, between Greenville ($344K) and Columbia ($285K). On median days on market, Spartanburg (60 days) ranks 6th of the eight South Carolina metros, between Charleston (61 days) and Sumter (58 days). On share of listings with a price cut, Spartanburg (39%) ranks 4th of the eight South Carolina metros, between Greenville (40%) and Myrtle Beach (39%).
Listings spent a median 60 days on market in Sep 2026. 39% of active listings carry a price cut, 3.6 points fewer than a year earlier. That share is higher than in most of the 385 U.S. metros Pecan Street ranks on this measure. Median asking prices sit about 6% above the median sale price.
At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,577 a month; at 28% of gross income, that takes about $68K a year. The median sale price equals about 16 years of HUD Fair Market Rent, a ratio down 0.8% from a year earlier. That ratio is higher than in most of the 373 metros. Active listings ask a median $166 per square foot, down 1.0% from a year earlier.
In seven of the 12 ZIP codes in the table below, median list prices are lower than a year earlier; five are higher.
Headline
Oct 15, 2026
7.29%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,577/mo
$68K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Spartanburg compares to other U.S. metros
| Home-price growth | ↓267th of 383 |
|---|---|
| Price-to-rent | ↑131st of 373 (top 36%) |
| Price cuts | ↑141st of 385 (top 37%) |
| Asking-vs-sale gap | 160th of 292 |
| Days on market | 178th of 385 (top 47%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 16 -0.8% YoY ↑131st of 373 (top 36%) |
|---|---|
| Asking price / sq ft | $166 -1.0% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 39% -3.6 pts YoY ↑141st of 385 (top 37%) |
|---|
The median asking price $305K runs about 6% above the median sale price $288K.
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. Asking is the median list price of active listings (Realtor.com, this month); sale is the headline median of recent closings (Redfin, a rolling 3-month median) — distinct sources and windows, so the gap is a directional read, not a like-for-like difference. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 28 |
|---|---|
| MLS board of record | — |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Sep 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
normal · 1.9ppRedfin (metro) +0.4% | FHFA HPI · Q2 2026 +2.3% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 29301 | $249K↓ | 199↑ | 66↑ | 78↑ | 54↑ | $235K↑ |
| 29302 | $295K↑ | 85↑ | 24↓ | 24↑ | 69↑ | $262K↓ |
| 29303 | $249K↓ | 167↑ | 60↑ | 78↑ | 66↑ | $206K↑ |
| 29306 | $238K↓ | 131↑ | 26↓ | 40↑ | 50↓ | $193K↓ |
| 29307 | $286K↓ | 119↑ | 28↓ | 52↓ | 53↑ | $254K↓ |
| 29316 | $320K↓ | 227↑ | 86↓ | 104↑ | 54↑ | $281K↑ |
| 29323 | $350K↑ | 98↓ | 26↑ | 30↑ | 66↓ | $289K↑ |
| 29334 | $325K↓ | 82↑ | 18↑ | 56↑ | 62↑ | $309K↑ |
| 29349 | $367K↑ | 263↑ | 54↑ | 80↑ | 60↓ | $303K↑ |
| 29365 | $323K↓ | 84↑ | 32↓ | 40 | 54↑ | $306K↑ |
| 29369 | $315K↑ | 108↓ | 20↓ | 26↓ | 56↑ | $294K↑ |
| 29388 | $326K↑ | 169↑ | 80↑ | 80↓ | 59↑ | $291K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.