Markets  ›  NC  ›  Goldsboro

Goldsboro, NC housing market

Goldsboro, NC metro median sale price $272K in Sep 2026, down 0.2% year over year. Also days on market, price cuts, affordability and ZIP-code figures.

The median sale price in the Goldsboro, NC metro is $272K as of Sep 2026, down 0.2% from a year earlier. FHFA's repeat-sales index for the metro points the other way: up 0.8% through Q2 2026.

On median sale price, Goldsboro ($272K) ranks 14th of the 15 North Carolina metros Pecan Street tracks, between Greenville ($294K) and Rocky Mount ($270K). On median days on market, Goldsboro (73 days) ranks 4th of the 15 North Carolina metros, between Rocky Mount (74 days) and Wilmington (71 days). On share of listings with a price cut, Goldsboro (38%) ranks 11th of the 15 North Carolina metros, between Wilmington (39%) and Fayetteville (37%).

Listings spent a median 73 days on market in Sep 2026, more than in most of the 385 U.S. metros Pecan Street ranks on this measure. 38% of active listings carry a price cut, 2.3 points more than a year earlier. Median asking prices sit about 7% above the median sale price.

At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,490 a month; at 28% of gross income, that takes about $64K a year. The median sale price equals about 15 years of HUD Fair Market Rent, a ratio down 1.5% from a year earlier. Active listings ask a median $161 per square foot, down 0.8% from a year earlier.

In three of the four ZIP codes in the table below, median list prices are higher than a year earlier; one is lower.

Headline

Median sale price

Sep 2026

$272K

-0.2% year-over-year

How it’s calculated

Rolling 3-month median sale price vs. same 3 months one year prior.

Mortgage rate

Oct 15, 2026

7.29%

30-year fixed

Where it comes from

National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.

The same rate appears on every market page.

Monthly payment

Principal & interest

$1,490/mo

$64K/yr income needed

How it’s calculated

Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.

Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.

How Goldsboro compares to other U.S. metros

Days on market↑66th of 385 (top 18%)
Home-price growth↓293rd of 383
Price cuts163rd of 385 (top 43%)
Price-to-rent208th of 373
Asking-vs-sale gap144th of 292 (top 50%)

Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.

Affordability

Price-to-rent ratio≈ 15 -1.5% YoY
208th of 373
Asking price / sq ft$161 -0.8% YoY

Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market pressure

Listings with a price cut≈ 38% +2.3 pts YoY
163rd of 385 (top 43%)

The median asking price $290K runs about 7% above the median sale price $272K.

Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. Asking is the median list price of active listings (Realtor.com, this month); sale is the headline median of recent closings (Redfin, a rolling 3-month median) — distinct sources and windows, so the gap is a directional read, not a like-for-like difference. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market facts

ZIPs with listing data4 shown of 7
MLS board of record—
Price methodologyRedfin vs FHFA HPI
Data as ofSep 2026

Recent signals

No signals flagged for this market right now.

Price reconciliation

normal · 1.0pp

Redfin (metro)

-0.2%

FHFA HPI · Q2 2026

+0.8%

Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.

More markets in NC

AshevilleBurlingtonCharlotteDurhamFayettevilleGreensboroGreenvilleHickoryJacksonvillePinehurstRaleighRocky Mount

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ZIP-level data

ZIPMedian list priceActive listingsNew listingsPrice reductionsDays on marketHome value
27530$263K↑123↓52↓46↑71↑$174K↓
27534$274K↑96↑3044↑72↑$213K↑
27830$260K↓25↑10↑2↑92↑$171K↓
27863$320K↑72↑10↓22↓73↑$243K↑

ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.