Markets  ›  NC  ›  Greenville

Greenville, NC housing market

Greenville, NC metro median sale price $294K in Sep 2026, up 4.3% year over year. Also days on market, price cuts, affordability and ZIP-code figures.

The median sale price in the Greenville, NC metro is $294K as of Sep 2026, up 4.3% from a year earlier. The gain is larger than in most of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro agrees within 1.4 points (up 3.0% through Q2 2026).

On median sale price, Greenville ($294K) ranks 13th of the 15 North Carolina metros Pecan Street tracks, between Fayetteville ($301K) and Goldsboro ($272K). On median days on market, Greenville (66 days) ranks 6th of the 15 North Carolina metros, between Wilmington (71 days) and Jacksonville (66 days). Greenville has the lowest share of listings with a price cut of the 15 North Carolina metros (28%); Pinehurst (29%) is next.

Listings spent a median 66 days on market in Sep 2026, more than in most of the 385 metros. 28% of active listings carry a price cut, 5.6 points fewer than a year earlier. That share is lower than in most of the 385 metros. Median asking prices sit about 6% above the median sale price.

At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,612 a month; at 28% of gross income, that takes about $69K a year. The median sale price equals about 16 years of HUD Fair Market Rent, a ratio up 0.7% from a year earlier. That ratio is higher than in most of the 373 metros. Active listings ask a median $158 per square foot, down 1.2% from a year earlier.

In four of the six ZIP codes in the table below, median list prices are higher than a year earlier; two are lower.

Headline

Median sale price

Sep 2026

$294K

+4.3% year-over-year

How it’s calculated

Rolling 3-month median sale price vs. same 3 months one year prior.

Mortgage rate

Oct 15, 2026

7.29%

30-year fixed

Where it comes from

National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.

The same rate appears on every market page.

Monthly payment

Principal & interest

$1,612/mo

$69K/yr income needed

How it’s calculated

Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.

Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.

How Greenville compares to other U.S. metros

Price cuts↓329th of 385
Home-price growth↑107th of 383 (top 28%)
Days on market↑106th of 385 (top 28%)
Price-to-rent↑148th of 373 (top 40%)
Asking-vs-sale gap153rd of 292

Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.

Affordability

Price-to-rent ratio≈ 16 +0.7% YoY
↑148th of 373 (top 40%)
Asking price / sq ft$158 -1.2% YoY

Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market pressure

Listings with a price cut≈ 28% -5.6 pts YoY
↓329th of 385

The median asking price $312K runs about 6% above the median sale price $294K.

Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. Asking is the median list price of active listings (Realtor.com, this month); sale is the headline median of recent closings (Redfin, a rolling 3-month median) — distinct sources and windows, so the gap is a directional read, not a like-for-like difference. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market facts

ZIPs with listing data6 shown of 10
MLS board of record—
Price methodologyRedfin vs FHFA HPI
Data as ofSep 2026

Recent signals

No signals flagged for this market right now.

Price reconciliation

normal · 1.4pp

Redfin (metro)

+4.3%

FHFA HPI · Q2 2026

+3.0%

Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.

More markets in NC

AshevilleBurlingtonCharlotteDurhamFayettevilleGoldsboroGreensboroHickoryJacksonvillePinehurstRaleighRocky Mount

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ZIP-level data

ZIPMedian list priceActive listingsNew listingsPrice reductionsDays on marketHome value
27828$299K↑38↑6↓6↓72↑$201K↑
27834$272K↑152↑48↓42↑55↑$210K↑
27837$425K↑38↓8↑4↓108↓$321K↑
27858$329K↑141↑50↓48↓67↑$267K↑
28513$305K↓55↑22↑16↑70↑$229K↑
28590$347K↓102↓34↑30↓65↓$280K↑

ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.