Aug 2026
$895K
+0.9% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
New York, NY
Daily-refreshed real estate signals + Three-Opinion home-price methodology for New York, NY. Built for agents; free to read.
New York, NY’s median sale price is $895K as of Aug 2026 — +0.9% year over year. Pecan Street tracks New York with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$4,781/mo
$205K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How New York compares to other U.S. metros
| Price cuts | ↓188th of 194 |
|---|---|
| Price-to-rent | ↑22nd of 195 (top 12%) |
| Home-price growth | ↓117th of 195 |
| Days on market | 94th of 194 (top 49%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 20 -4.1% YoY ↑22nd of 195 (top 12%) |
|---|---|
| Asking price / sq ft | $490 +1.4% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 19% +0.8 pts YoY ↓188th of 194 |
|---|---|
| New housing units permitted | 4,939 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 844 |
|---|---|
| MLS board of record | OneKey MLS |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
red · 4.8ppRedfin (city) +0.9% | FHFA HPI · Q2 2026 +5.7% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
More markets in NY
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 08527 | $675K↓ | 285↑ | 84↓ | 92↑ | 49↑ | $640K↑ |
| 08757 | $365K↑ | 291↑ | 88↑ | 112↑ | 52↑ | $348K↑ |
| 08759 | $205K↓ | 392↑ | 108↑ | 112↑ | 52↓ | $279K↓ |
| 08831 | $475K↓ | 252↑ | 100↓ | 64↑ | 45↑ | $610K↑ |
| 10011 | $1.8M↓ | 236↓ | 32↑ | 36↓ | 87↓ | $1.6M↑ |
| 10016 | $1.1M↑ | 312↓ | 48↑ | 36↓ | 79↓ | $928K↑ |
| 10019 | $1.7M↓ | 352↑ | 40↑ | 24↑ | 88↓ | $1.2M↑ |
| 10022 | $1.5M↑ | 421↓ | 48↑ | 32↓ | 98↑ | $1.2M↑ |
| 10463 | $340K↑ | 232↑ | 36↑ | 32↑ | 66↓ | $361K↓ |
| 11235 | $479K↓ | 294↑ | 52↓ | 48↑ | 95↑ | $600K↑ |
| 11354 | $718K↑ | 366↑ | 64↑ | 32↑ | 80↓ | $671K↑ |
| 11375 | $395K↓ | 299↓ | 64↓ | 48↓ | 73↓ | $525K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.