Aug 2026
$192K
+7.3% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Rochester, NY
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Rochester, NY. Built for agents; free to read.
Rochester, NY’s median sale price is $192K as of Aug 2026 — +7.3% year over year. Pecan Street tracks Rochester with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,024/mo
$44K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Rochester compares to other U.S. metros
| Days on market | ↓193rd of 194 |
|---|---|
| Price-to-rent | ↓185th of 195 |
| Price cuts | ↓179th of 194 |
| Home-price growth | ↑28th of 195 (top 15%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 8 -2.6% YoY ↓185th of 195 |
|---|---|
| Asking price / sq ft | $175 +6.5% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 25% -2.4 pts YoY ↓179th of 194 |
|---|---|
| New housing units permitted | 116 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 99 |
|---|---|
| MLS board of record | — |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
amber · 2.8ppRedfin (city) +7.3% | FHFA HPI · Q2 2026 +4.5% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
Market dispatches
Citable market dispatches for Rochester → Latest dispatch: Jul 10, 2026.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 14424 | $499K↓ | 70↑ | 28↑ | 16↑ | 37↓ | $380K↑ |
| 14456 | $290K↓ | 54↑ | 12↑ | 12↑ | 52↑ | $231K↑ |
| 14468 | $500K↑ | 34↑ | 28↑ | 4 | 38↑ | $316K↑ |
| 14534 | $550K↑ | 34↑ | 44↑ | 4↑ | 36↑ | $526K↑ |
| 14564 | $584K↓ | 32↑ | 20↑ | 8↑ | 42↑ | $508K↑ |
| 14580 | $450K↑ | 49↑ | 44 | 8↑ | 31↑ | $403K↑ |
| 14606 | $150K↓ | 30↑ | 36↓ | 4↑ | 19↑ | $220K↑ |
| 14609 | $200K↑ | 39↑ | 56 | 16 | 21↑ | $214K↑ |
| 14612 | $290K↓ | 27↑ | 40↓ | 4 | 25↓ | $289K↑ |
| 14621 | $97K↓ | 33↓ | 20 | 8↓ | 39↓ | $117K↓ |
| 14624 | $250K↑ | 28↓ | 48↑ | 12↑ | 16↓ | $278K↑ |
| 14626 | $274K↑ | 34↑ | 40↑ | 4 | 29↑ | $291K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.