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Poughkeepsie / Newburgh, NY

Daily-refreshed real estate signals + Three-Opinion home-price methodology for Poughkeepsie / Newburgh, NY. Built for agents; free to read.

Poughkeepsie / Newburgh, NY’s median sale price is $385K as of Aug 2026 — +9.5% year over year. Pecan Street tracks Poughkeepsie / Newburgh with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.

Headline

Median sale price

Aug 2026

$385K

+9.5% year-over-year

How it’s calculated

Rolling 3-month median sale price vs. same 3 months one year prior.

Mortgage rate

Sep 18, 2026

7.04%

30-year fixed

Where it comes from

National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.

The same rate appears on every market page.

Monthly payment

Principal & interest

$2,057/mo

$88K/yr income needed

How it’s calculated

Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.

Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.

How Poughkeepsie / Newburgh compares to other U.S. metros

Home-price growth13th of 195 (top 7%)
Price-to-rent137th of 195

Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.

Affordability

Price-to-rent ratio≈ 13 +4.2% YoY
137th of 195

Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market pressure

New housing units permitted200

New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026.

Market facts

ZIPs with listing data12 shown of 72
MLS board of recordOneKey MLS
Price methodologyThree-Opinion · Redfin · FHFA HPI · Zillow ZHVI
Data as ofAug 2026

Recent signals

No signals flagged for this market right now.

Price reconciliation

unknown

Redfin (city)

+9.5%

FHFA HPI

Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.

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ZIP-level data

ZIPMedian list priceActive listingsNew listingsPrice reductionsDays on marketHome value
10918$700K66281253$536K
10930$625K50121269$547K
10940$430K120563252$404K
10950$608K186644460$527K
10990$775K77121651$583K
12508$710K5516845$567K
12533$700K77241254$600K
12550$450K119322064$405K
12553$465K57241653$443K
12590$595K77281258$508K
12601$400K81202447$401K
12603$490K102561639$453K

ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.