Markets › NY › Poughkeepsie / Newburgh

Poughkeepsie / Newburgh, NY housing market

Poughkeepsie / Newburgh, NY median sale price $385K in Aug 2026, up 9.5% year over year. Also days on market, price cuts, affordability and ZIP-code figures.

The median sale price in Poughkeepsie / Newburgh, NY is $385K as of Aug 2026, up 9.5% from a year earlier. That is the 14th-largest year-over-year gain of the 195 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro shows a smaller change, up 3.4% through Q2 2026, 6.1 points apart; Price reconciliation below shows both.

On median sale price, Poughkeepsie / Newburgh ($385K) ranks 2nd of the seven New York metros Pecan Street tracks, between New York ($895K) and Kingston ($372K). On median days on market, Poughkeepsie / Newburgh (58 days) ranks 2nd of the seven New York metros, between Kingston (64 days) and New York (56 days). On share of listings with a price cut, Poughkeepsie / Newburgh (26%) ranks 5th of the seven New York metros, between Syracuse (27%) and Rochester (23%).

Listings spent a median 58 days on market in Sep 2026. 26% of active listings carry a price cut, 1.7 points more than a year earlier. That share is the 16th-lowest of the 195 metros. Building permits authorized 106 new housing units in Aug 2026.

At the 7.45% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $2,143 a month; at 28% of gross income, that takes about $92K a year. The median sale price equals about 12 years of HUD Fair Market Rent, a ratio up 2.4% from a year earlier. That ratio is lower than in most of the 195 metros. Active listings ask a median $276 per square foot, up 3.6% from a year earlier.

In eight of the 12 ZIP codes in the table below, median list prices are higher than a year earlier; four are lower.

Headline

Median sale price

Aug 2026

$385K

+9.5% year-over-year

How it’s calculated

Rolling 3-month median sale price vs. same 3 months one year prior.

Mortgage rate

Oct 6, 2026

7.45%

30-year fixed

Where it comes from

National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.

The same rate appears on every market page.

Monthly payment

Principal & interest

$2,143/mo

$92K/yr income needed

How it’s calculated

Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.

Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.

How Poughkeepsie / Newburgh compares to other U.S. metros

Price cuts	↓180th of 195
Home-price growth	↑14th of 195 (top 8%)
Price-to-rent	↓150th of 195
Days on market	98th of 195

Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.

Affordability

Price-to-rent ratio	≈ 12 +2.4% YoY ↓150th of 195
Asking price / sq ft	$276 +3.6% YoY

Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market pressure

Listings with a price cut	≈ 26% +1.7 pts YoY ↓180th of 195
New housing units permitted	106

Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market facts

ZIPs with listing data	12 shown of 72
MLS board of record	OneKey MLS
Price methodology	Redfin vs FHFA HPI
Data as of	Aug 2026

Recent signals

No signals flagged for this market right now.

Price reconciliation

red · 6.1pp

Redfin (city)

+9.5%

FHFA HPI · Q2 2026

+3.4%

Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.

More markets in NY

Albany Buffalo Kingston New York Rochester Syracuse

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ZIP-level data

ZIP	Median list price	Active listings	New listings	Price reductions	Days on market	Home value
10918	$699K↑	67↑	16↑	16↑	52↑	$536K↑
10940	$428K↑	133↑	56↑	36↑	49↓	$404K↑
10950	$622K↑	192↑	60↑	48↑	60↑	$527K
10990	$780K↑	68↑	18↓	22↑	67↑	$583K↑
12508	$650K↓	66↑	18↓	12↓	44↓	$567K↑
12524	$457K↓	46↑	12↓	12↑	40↑	$489K↑
12533	$719K↑	77↑	16↓	12	64↓	$600K↑
12550	$457K↓	115↑	46↓	24↑	56↑	$405K↑
12553	$465K↓	64↓	36↓	16↓	42↓	$443K↑
12590	$564K↑	74↑	24↓	8↑	46↓	$508K↑
12601	$398K↑	85↑	24↓	24↑	60↑	$401K↑
12603	$497K↑	124↑	58↑	32↑	37↓	$453K↑

ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.