Markets  ›  AL  ›  Anniston

Anniston, AL housing market

Anniston, AL metro median sale price $204K in Sep 2026, down 2.5% year over year. Also days on market, price cuts, affordability and ZIP-code figures.

The median sale price in the Anniston, AL metro is $204K as of Sep 2026, down 2.5% from a year earlier. That is the 30th-steepest year-over-year decline of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro points the other way: up 12.0% through Q2 2026.

Anniston has the lowest median sale price of the 12 Alabama metros Pecan Street tracks ($204K); Gadsden ($227K) is next. On median days on market, Anniston (61 days) ranks 10th of the 12 Alabama metros, between Tuscaloosa (63 days) and Birmingham (61 days). On share of listings with a price cut, Anniston (32%) ranks 8th of the 12 Alabama metros, between Dothan (32%) and Montgomery (32%).

Listings spent a median 61 days on market in Sep 2026. 32% of active listings carry a price cut, about the same share as a year earlier. That share is lower than in most of the 385 metros. Median asking prices sit about 12% above the median sale price.

At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,120 a month; at 28% of gross income, that takes about $48K a year. The median sale price equals about 13 years of HUD Fair Market Rent, a ratio down 5.2% from a year earlier. That ratio is lower than in most of the 373 metros. Active listings ask a median $124 per square foot, up 1.1% from a year earlier.

In four of the five ZIP codes in the table below, median list prices are higher than a year earlier; one is lower.

Headline

Median sale price

Sep 2026

$204K

-2.5% year-over-year

How it’s calculated

Rolling 3-month median sale price vs. same 3 months one year prior.

Mortgage rate

Oct 15, 2026

7.29%

30-year fixed

Where it comes from

National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.

The same rate appears on every market page.

Monthly payment

Principal & interest

$1,120/mo

$48K/yr income needed

How it’s calculated

Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.

Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.

How Anniston compares to other U.S. metros

Home-price growth↓354th of 383
Asking-vs-sale gap↑32nd of 292 (top 11%)
Price-to-rent↓324th of 373
Price cuts↓280th of 385
Days on market155th of 385 (top 41%)

Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.

Affordability

Price-to-rent ratio≈ 13 -5.2% YoY
↓324th of 373
Asking price / sq ft$124 +1.1% YoY

Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market pressure

Listings with a price cut≈ 32% 0.0 pts YoY
↓280th of 385

The median asking price $230K runs about 12% above the median sale price $204K.

Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. Asking is the median list price of active listings (Realtor.com, this month); sale is the headline median of recent closings (Redfin, a rolling 3-month median) — distinct sources and windows, so the gap is a directional read, not a like-for-like difference. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market facts

ZIPs with listing data5 shown of 11
MLS board of record—
Price methodologyRedfin vs FHFA HPI
Data as ofSep 2026

Recent signals

No signals flagged for this market right now.

Price reconciliation

red · 14.5pp

Redfin (metro)

-2.5%

FHFA HPI · Q2 2026

+12.0%

Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.

More markets in AL

AuburnBirminghamDaphneDecaturDothanFlorenceGadsdenHuntsvilleMobileMontgomeryTuscaloosa

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ZIP-level data

ZIPMedian list priceActive listingsNew listingsPrice reductionsDays on marketHome value
36201$110K↑40↑10↓8↑97↑$59K↓
36206$170K↑27↓10↑12↓62↑$151K↑
36207$280K↑85↑16↑30↓60↓$202K↑
36265$269K↑37↓20↓4↓44↓$216K↑
36272$207K↓27↑10↓10↓66↑$156K↑

ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.