Sep 2026
$293K
+3.7% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Tuscaloosa, AL housing market
Tuscaloosa, AL metro median sale price $293K in Sep 2026, up 3.7% year over year. Also days on market, price cuts, affordability and ZIP-code figures.
The median sale price in the Tuscaloosa, AL metro is $293K as of Sep 2026, up 3.7% from a year earlier. The gain is larger than in most of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro points the other way: down 0.1% through Q2 2026.
On median sale price, Tuscaloosa ($293K) ranks 5th of the 12 Alabama metros Pecan Street tracks, between Birmingham ($318K) and Montgomery ($273K). On median days on market, Tuscaloosa (63 days) ranks 9th of the 12 Alabama metros, between Mobile (66 days) and Anniston (61 days). On share of listings with a price cut, Tuscaloosa (29%) ranks 10th of the 12 Alabama metros, between Montgomery (32%) and Daphne (26%).
Listings spent a median 63 days on market in Sep 2026, more than in most of the 385 metros. 29% of active listings carry a price cut, 2.1 points more than a year earlier. That share is lower than in most of the 385 metros. Median asking prices sit about 12% above the median sale price.
At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,606 a month; at 28% of gross income, that takes about $69K a year. The median sale price equals about 17 years of HUD Fair Market Rent, a ratio up 5.1% from a year earlier. That ratio is higher than in most of the 373 metros. Active listings ask a median $174 per square foot, down 0.2% from a year earlier.
In five of the nine ZIP codes in the table below, median list prices are higher than a year earlier; four are lower.
Headline
Oct 15, 2026
7.29%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,606/mo
$69K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Tuscaloosa compares to other U.S. metros
| Price cuts | ↓317th of 385 |
|---|---|
| Asking-vs-sale gap | ↑48th of 292 (top 17%) |
| Price-to-rent | ↑122nd of 373 (top 33%) |
| Days on market | ↑142nd of 385 (top 37%) |
| Home-price growth | ↑142nd of 383 (top 38%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 17 +5.1% YoY ↑122nd of 373 (top 33%) |
|---|---|
| Asking price / sq ft | $174 -0.2% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 29% +2.1 pts YoY ↓317th of 385 |
|---|
The median asking price $327K runs about 12% above the median sale price $293K.
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. Asking is the median list price of active listings (Realtor.com, this month); sale is the headline median of recent closings (Redfin, a rolling 3-month median) — distinct sources and windows, so the gap is a directional read, not a like-for-like difference. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 9 shown of 32 |
|---|---|
| MLS board of record | — |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Sep 2026 |
Recent signals
No signals flagged for this market right now.
Recent notable readings
- The FHFA house price index for the metro has risen 83% since Q2 2011: the 37th-smallest rebound of the 382 metros whose prices fell.
Readings from the latest data that sit at one end of the U.S. metros Pecan Street tracks, from the nightly cross-metro comparison. They are not signal alerts.
Price reconciliation
amber · 3.8ppRedfin (metro) +3.7% | FHFA HPI · Q2 2026 -0.1% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 35111 | $351K↑ | 91↑ | 34↑ | 38↑ | 65↑ | $294K↑ |
| 35401 | $422K↑ | 154↑ | 40↑ | 26↑ | 87↑ | $192K↓ |
| 35404 | $267K↑ | 82↑ | 26↑ | 26↑ | 49↑ | $183K↓ |
| 35405 | $284K↓ | 151↑ | 44↓ | 50↑ | 65↑ | $248K↑ |
| 35406 | $600K↓ | 117↑ | 30↓ | 32↑ | 58↓ | $485K↑ |
| 35453 | $258K↓ | 30↑ | 8↑ | 6↑ | 60↓ | $215K↓ |
| 35473 | $309K↑ | 53↑ | 24↑ | 16↑ | 53↑ | $280K↑ |
| 35474 | $270K↑ | 36↑ | 18↑ | 10↑ | 65↓ | $229K↑ |
| 35475 | $460K↓ | 101↓ | 26↓ | 24↑ | 69↓ | $339K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.