Aug 2026
$231K
+5.2% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Mobile, AL
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Mobile, AL. Built for agents; free to read.
Mobile, AL’s median sale price is $231K as of Aug 2026 — +5.2% year over year. Pecan Street tracks Mobile with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,232/mo
$53K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Mobile compares to other U.S. metros
| Home-price growth | ↑43rd of 195 (top 23%) |
|---|---|
| Days on market | ↑53rd of 194 (top 28%) |
| Price-to-rent | ↓131st of 195 |
| Price cuts | ↑70th of 194 (top 37%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 14 +7.2% YoY ↓131st of 195 |
|---|---|
| Asking price / sq ft | $150 +1.3% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 40% +3.0 pts YoY ↑70th of 194 (top 37%) |
|---|---|
| New housing units permitted | 76 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 32 |
|---|---|
| MLS board of record | — |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
amber · 3.1ppRedfin (city) +5.2% | FHFA HPI · Q2 2026 +2.1% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 36571 | $283K↓ | 63↑ | 24↑ | 24↑ | 41↓ | $241K↑ |
| 36575 | $280K↓ | 49↓ | 24↓ | 20↓ | 49↑ | $241K↓ |
| 36582 | $244K↓ | 68↓ | 28↓ | 20↓ | 64↑ | $207K↑ |
| 36604 | $265K↓ | 53↓ | 16↑ | 20↓ | 86↑ | $204K↓ |
| 36605 | $127K↓ | 68↓ | 28↑ | 36↓ | 44↓ | $93K↑ |
| 36606 | $197K↓ | 84↓ | 28↓ | 32↓ | 77↑ | $142K↓ |
| 36608 | $292K↑ | 136↑ | 48↑ | 52↑ | 72↑ | $242K↑ |
| 36609 | $247K↑ | 82↑ | 40↑ | 36↓ | 54↓ | $205K↓ |
| 36618 | $198K | 37↓ | 20↓ | 16↓ | 47↓ | $172K↓ |
| 36619 | $299K↓ | 36↓ | 16↓ | 16↓ | 44↓ | $219K↑ |
| 36693 | $290K↑ | 81↓ | 24↑ | 40 | 56↓ | $228K↓ |
| 36695 | $300K↓ | 173↑ | 64↓ | 76↑ | 74↑ | $280K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.