Sep 2026
$384K
+0.5% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Daphne, AL housing market
Daphne, AL metro median sale price $384K in Sep 2026, up 0.5% year over year. Also days on market, price cuts, affordability and ZIP-code figures.
The median sale price in the Daphne, AL metro is $384K as of Sep 2026, up 0.5% from a year earlier. The gain is smaller than in most of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro shows a larger change, up 6.8% through Q2 2026, 6.3 points apart; Price reconciliation below shows both.
Daphne has the highest median sale price of the 12 Alabama metros Pecan Street tracks ($384K), ahead of Auburn ($382K). Daphne has the most median days on market of the 12 Alabama metros (87 days), ahead of Huntsville (79 days). On share of listings with a price cut, Daphne (26%) ranks 11th of the 12 Alabama metros, between Tuscaloosa (29%) and Auburn (24%).
Listings spent a median 87 days on market in Sep 2026, the 14th-most of the 385 metros. 26% of active listings carry a price cut, 2.0 points fewer than a year earlier. That share is the 35th-lowest of the 385 metros.
At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $2,104 a month; at 28% of gross income, that takes about $90K a year. The median sale price equals about 17 years of HUD Fair Market Rent, a ratio down 8.3% from a year earlier. That ratio is higher than in most of the 373 metros. Active listings ask a median $324 per square foot, down 2.8% from a year earlier.
In seven of the 12 ZIP codes in the table below, median list prices are higher than a year earlier; five are lower.
Headline
Oct 15, 2026
7.29%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$2,104/mo
$90K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Daphne compares to other U.S. metros
| Days on market | ↑14th of 385 (top 4%) |
|---|---|
| Price cuts | ↓351st of 385 |
| Price-to-rent | ↑95th of 373 (top 26%) |
| Home-price growth | ↓257th of 383 |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 17 -8.3% YoY ↑95th of 373 (top 26%) |
|---|---|
| Asking price / sq ft | $324 -2.8% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 26% -2.0 pts YoY ↓351st of 385 |
|---|
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 20 |
|---|---|
| MLS board of record | — |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Sep 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
red · 6.3ppRedfin (metro) +0.5% | FHFA HPI · Q2 2026 +6.8% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 36507 | $350K↓ | 58↓ | 16↓ | 8↓ | 59↑ | $208K↑ |
| 36526 | $350K↓ | 253↑ | 78↑ | 96↑ | 75↑ | $329K↑ |
| 36527 | $442K↑ | 117↓ | 34↓ | 32↓ | 61↓ | $388K↑ |
| 36530 | $417K↓ | 57↑ | 8 | 22↑ | 88↓ | $343K↓ |
| 36532 | $690K↑ | 312↑ | 62↓ | 106↓ | 72↓ | $473K↑ |
| 36535 | $340K↑ | 308↓ | 78↓ | 96↓ | 75↑ | $304K↓ |
| 36542 | $529K↓ | 814↓ | 110↑ | 178↓ | 108↓ | $458K |
| 36549 | $332K↓ | 44↓ | 8↓ | 20↓ | 81↑ | $305K↓ |
| 36551 | $340K↑ | 68↑ | 24↑ | 22↓ | 59↑ | $284K↓ |
| 36561 | $750K↑ | 631↓ | 94↓ | 110↓ | 112↓ | $682K↑ |
| 36567 | $337K↑ | 69↑ | 10↓ | 18↑ | 83↑ | $267K↑ |
| 36580 | $396K↑ | 44↑ | 4↓ | 8↓ | 96↑ | $287K↓ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.