Aug 2026
$787K
+2.3% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Markets › CA › Oxnard / Thousand Oaks
Oxnard / Thousand Oaks, CA
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Oxnard / Thousand Oaks, CA. Built for agents; free to read.
Oxnard / Thousand Oaks, CA’s median sale price is $787K as of Aug 2026 — +2.3% year over year. Pecan Street tracks Oxnard / Thousand Oaks with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$4,207/mo
$180K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Oxnard / Thousand Oaks compares to other U.S. metros
| Price-to-rent | ↑43rd of 195 (top 23%) |
|---|---|
| Days on market | 111th of 194 |
| Home-price growth | 90th of 195 (top 47%) |
| Price cuts | 100th of 194 |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 18 -1.8% YoY ↑43rd of 195 (top 23%) |
|---|---|
| Asking price / sq ft | $531 -2.7% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 37% -3.6 pts YoY 100th of 194 |
|---|---|
| New housing units permitted | 88 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 26 |
|---|---|
| MLS board of record | — |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
amber · 3.6ppRedfin (city) +2.3% | FHFA HPI · Q2 2026 -1.3% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 91320 | $965K↓ | 96↓ | 44↑ | 48↓ | 48↓ | $1.0M↑ |
| 91360 | $999K↓ | 98↑ | 44↓ | 52↑ | 46↑ | $1.0M↑ |
| 91361 | $1.7M↓ | 85↓ | 32↓ | 28↓ | 52↓ | $1.6M↑ |
| 91362 | $1.5M↑ | 114↓ | 36↓ | 28↓ | 51↓ | $1.2M↑ |
| 93010 | $910K↓ | 70↑ | 32↑ | 40↑ | 42↓ | $914K↑ |
| 93012 | $794K↓ | 95↓ | 44↑ | 36↑ | 49↑ | $908K↑ |
| 93021 | $1.1M↑ | 67↑ | 32↑ | 28↑ | 45↓ | $936K↑ |
| 93023 | $2.1M↑ | 83↓ | 8↓ | 12↓ | 71↓ | $1.2M↑ |
| 93035 | $1.3M | 126↑ | 24↓ | 32↓ | 60↓ | $898K↑ |
| 93063 | $784K↓ | 121↑ | 44↓ | 36↓ | 44↑ | $837K↑ |
| 93065 | $826K↓ | 165↑ | 80↑ | 80↓ | 46↓ | $837K↓ |
| 93225 | $396K↑ | 78↑ | 16↑ | 24↑ | 70↑ | $323K↓ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.