Aug 2026
$510K
+2.0% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Sacramento, CA
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Sacramento, CA. Built for agents; free to read.
Sacramento, CA’s median sale price is $510K as of Aug 2026 — +2.0% year over year. Pecan Street tracks Sacramento with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$2,725/mo
$117K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Sacramento compares to other U.S. metros
| Price cuts | ↑51st of 194 (top 27%) |
|---|---|
| Days on market | ↓127th of 194 |
| Price-to-rent | 114th of 195 |
| Home-price growth | 97th of 195 (top 50%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 14 +1.7% YoY 114th of 195 |
|---|---|
| Asking price / sq ft | $339 -0.2% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 42% -1.9 pts YoY ↑51st of 194 (top 27%) |
|---|---|
| New housing units permitted | 714 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 119 |
|---|---|
| MLS board of record | MetroList |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
normal · 1.9ppRedfin (city) +2.0% | FHFA HPI · Q2 2026 +0.1% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
Market dispatches
Citable market dispatches for Sacramento → Latest dispatch: Jul 10, 2026.
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 95608 | $610K↑ | 117↓ | 60↑ | 64↓ | 47↓ | $567K↑ |
| 95624 | $649K↓ | 94 | 52↑ | 40↓ | 36↓ | $630K↓ |
| 95628 | $660K↑ | 98↓ | 44↓ | 44↓ | 51↑ | $615K↑ |
| 95630 | $749K↓ | 157↓ | 76↑ | 68↓ | 45↓ | $757K↓ |
| 95648 | $683K↑ | 230↑ | 108↓ | 120↑ | 47↓ | $644K↑ |
| 95667 | $585K↓ | 137↓ | 40↑ | 56↓ | 68↑ | $529K↑ |
| 95682 | $685K↑ | 92↓ | 40↑ | 36↓ | 60↑ | $665K↑ |
| 95747 | $699K↑ | 240↑ | 100↑ | 116↓ | 50↓ | $669K↑ |
| 95762 | $1.1M↑ | 205↑ | 76↑ | 80↑ | 52↓ | $910K↑ |
| 95765 | $699K↓ | 95↓ | 40↑ | 48↓ | 40↓ | $723K↑ |
| 95835 | $588K↑ | 130↑ | 60↑ | 64↑ | 51↑ | $565K↓ |
| 96150 | $755K↑ | 200↓ | 68↓ | 60↓ | 63↓ | $677K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.