Aug 2026
$511K
+2.2% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Sacramento, CA
Median sale price, a Redfin vs. FHFA price check, and daily-refreshed real estate signals for Sacramento, CA. Built for agents; free to read.
Sacramento, CA’s median sale price is $511K as of Aug 2026 — +2.2% year over year. Pecan Street measures Sacramento’s year-over-year home-price change two independent ways: Redfin sale prices and the FHFA House Price Index. No market signals are flagged here right now.
Headline
Oct 6, 2026
7.45%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$2,844/mo
$122K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Sacramento compares to other U.S. metros
| Days on market | ↓132nd of 195 |
|---|---|
| Price cuts | ↑68th of 195 (top 35%) |
| Price-to-rent | 101st of 195 |
| Home-price growth | 94th of 195 (top 49%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 15 +6.3% YoY 101st of 195 |
|---|---|
| Asking price / sq ft | $340 -0.2% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 41% +0.8 pts YoY ↑68th of 195 (top 35%) |
|---|---|
| New housing units permitted | 1,158 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 119 |
|---|---|
| MLS board of record | MetroList |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
amber · 2.1ppRedfin (city) +2.2% | FHFA HPI · Q2 2026 +0.1% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
Market dispatches
Citable market dispatches for Sacramento → Latest dispatch: Jul 10, 2026.
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 95608 | $612K↑ | 125↓ | 54↑ | 52↓ | 49↓ | $567K↑ |
| 95624 | $657K↓ | 99↑ | 42↑ | 42↑ | 46 | $630K↓ |
| 95628 | $643K↑ | 93↓ | 50↓ | 50↑ | 43↓ | $615K↑ |
| 95630 | $754K↓ | 154↓ | 98↑ | 76↑ | 47↑ | $757K↓ |
| 95648 | $675K↑ | 228↑ | 112↓ | 108↑ | 51↓ | $644K↑ |
| 95667 | $590K↓ | 145↓ | 56↑ | 56↓ | 73↑ | $529K↑ |
| 95682 | $699K↑ | 91 | 40↑ | 26↓ | 60↑ | $665K↑ |
| 95747 | $650K↑ | 236↑ | 114↓ | 124↑ | 50 | $669K↑ |
| 95758 | $567K↓ | 110↑ | 66↑ | 46↑ | 36↓ | $570K↓ |
| 95762 | $1.1M↓ | 189↑ | 72↑ | 68↑ | 59↑ | $910K↑ |
| 95835 | $572K↑ | 127↑ | 64↑ | 50↑ | 49↑ | $565K↓ |
| 96150 | $749K↑ | 199↓ | 50↓ | 48↓ | 65↓ | $677K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.