Aug 2026
$723K
-2.3% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Santa Rosa, CA
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Santa Rosa, CA. Built for agents; free to read.
Santa Rosa, CA’s median sale price is $723K as of Aug 2026 — -2.3% year over year. Pecan Street tracks Santa Rosa with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$3,864/mo
$166K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Santa Rosa compares to other U.S. metros
| Home-price growth | ↓173rd of 195 |
|---|---|
| Price cuts | ↓116th of 194 |
| Price-to-rent | 90th of 195 (top 47%) |
| Days on market | 99th of 194 |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 16 -5.9% YoY 90th of 195 (top 47%) |
|---|---|
| Asking price / sq ft | $548 +2.8% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 35% +0.6 pts YoY ↓116th of 194 |
|---|---|
| New housing units permitted | 69 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 34 |
|---|---|
| MLS board of record | BAREIS MLS |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
amber · 3.1ppRedfin (city) -2.3% | FHFA HPI · Q2 2026 +0.8% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
More markets in CA
Get the daily version of this page
Public weekly reads vs. daily-refreshed signals + a branded share-queue + a per-agent newsletter. Free trial.
Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 94928 | $674K↓ | 38↓ | 20↓ | 16↓ | 35↓ | $712K↑ |
| 94952 | $1.2M↑ | 41↓ | 24↓ | 12↓ | 36↓ | $1.1M↑ |
| 95403 | $823K↓ | 85↓ | 44↓ | 36↑ | 48↑ | $728K↓ |
| 95404 | $1.4M↑ | 110↓ | 40↑ | 52↑ | 60↓ | $814K |
| 95405 | $682K↓ | 40↑ | 24↑ | 20↑ | 47↓ | $728K↑ |
| 95407 | $669K↓ | 54↑ | 28↑ | 20 | 44↑ | $632K↓ |
| 95409 | $769K↑ | 78↓ | 40↓ | 40↓ | 44↓ | $776K↓ |
| 95425 | $699K↑ | 41↓ | 20↑ | 20↓ | 48↑ | $630K↓ |
| 95446 | $574K↓ | 36↓ | 12↓ | 8↓ | 58↓ | $520K↓ |
| 95448 | $2.0M↑ | 114↓ | 20↓ | 24↓ | 96↑ | $1.1M↓ |
| 95472 | $1.4M↓ | 45↓ | 24↓ | 12↓ | 47↑ | $1.1M↑ |
| 95476 | $1.2M↓ | 128↓ | 32↑ | 28↓ | 73↓ | $945K↓ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.