Aug 2026
$441K
+1.6% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Stockton, CA
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Stockton, CA. Built for agents; free to read.
Stockton, CA’s median sale price is $441K as of Aug 2026 — +1.6% year over year. Pecan Street tracks Stockton with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$2,357/mo
$101K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Stockton compares to other U.S. metros
| Days on market | ↓128th of 194 |
|---|---|
| Home-price growth | 103rd of 195 |
| Price cuts | 92nd of 194 (top 48%) |
| Price-to-rent | 94th of 195 (top 49%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 15 +2.0% YoY 94th of 195 (top 49%) |
|---|---|
| Asking price / sq ft | $309 -1.0% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 37% -3.0 pts YoY 92nd of 194 (top 48%) |
|---|---|
| New housing units permitted | 222 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 30 |
|---|---|
| MLS board of record | — |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
amber · 3.4ppRedfin (city) +1.6% | FHFA HPI · Q2 2026 -1.8% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
Market dispatches
Citable market dispatches for Stockton → Latest dispatch: Jul 10, 2026.
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 95204 | $425K↑ | 66↓ | 28↓ | 20↓ | 46↓ | $383K↓ |
| 95206 | $449K↑ | 59↓ | 32↑ | 12↓ | 50↓ | $418K↓ |
| 95207 | $370K↓ | 90↓ | 36↓ | 40↑ | 57↑ | $407K↓ |
| 95209 | $520K | 60↓ | 36↑ | 20↓ | 45↓ | $484K↓ |
| 95219 | $599K↑ | 86 | 28↑ | 24 | 53↓ | $547K↓ |
| 95240 | $549K↑ | 64↑ | 28↓ | 32↑ | 47↑ | $467K↓ |
| 95242 | $650K↑ | 72↓ | 32↓ | 40↓ | 60↓ | $570K↓ |
| 95330 | $695K↓ | 128↑ | 40↑ | 52↑ | 50↑ | $627K↓ |
| 95336 | $554K↓ | 102↑ | 48 | 52↑ | 43↑ | $520K↓ |
| 95337 | $645K↓ | 136↑ | 56↑ | 64↑ | 45↓ | $634K↓ |
| 95376 | $600K↓ | 84↓ | 48↓ | 36 | 39↑ | $581K↓ |
| 95377 | $780K↓ | 81↓ | 44↑ | 32↓ | 45↑ | $741K↓ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.