Markets  ›  FL  ›  Crestview

Crestview, FL housing market

Crestview, FL metro median sale price $454K in Sep 2026, up 1.3% year over year. Also days on market, price cuts, affordability and ZIP-code figures.

The median sale price in the Crestview, FL metro is $454K as of Sep 2026, up 1.3% from a year earlier. That change sits near the middle of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro shows a larger change, up 5.9% through Q2 2026, 4.6 points apart; Price reconciliation below shows both.

On median sale price, Crestview ($454K) ranks 3rd of the 22 Florida metros Pecan Street tracks, between Naples ($604K) and Sarasota / Bradenton ($426K). On median days on market, Crestview (98 days) ranks 3rd of the 22 Florida metros, between Panama City (101 days) and Fort Myers / Cape Coral (91 days). On share of listings with a price cut, Crestview (27%) ranks 18th of the 22 Florida metros, between Punta Gorda (29%) and Tallahassee (26%).

Listings spent a median 98 days on market in Sep 2026, the 5th-most of the 385 metros. 27% of active listings carry a price cut, 0.4 points more than a year earlier. That share is lower than in most of the 385 metros.

At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $2,490 a month; at 28% of gross income, that takes about $107K a year. The median sale price equals about 14 years of HUD Fair Market Rent, a ratio down 5.2% from a year earlier. That ratio is lower than in most of the 373 metros. Active listings ask a median $403 per square foot, down 7.3% from a year earlier.

In seven of the 12 ZIP codes in the table below, median list prices are higher than a year earlier; four are lower; one is unchanged.

Headline

Median sale price

Sep 2026

$454K

+1.3% year-over-year

How it’s calculated

Rolling 3-month median sale price vs. same 3 months one year prior.

Mortgage rate

Oct 15, 2026

7.29%

30-year fixed

Where it comes from

National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.

The same rate appears on every market page.

Monthly payment

Principal & interest

$2,490/mo

$107K/yr income needed

How it’s calculated

Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.

Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.

How Crestview compares to other U.S. metros

Days on market↑5th of 385 (top 2%)
Price cuts↓337th of 385
Price-to-rent↓244th of 373
Home-price growth224th of 383

Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.

Affordability

Price-to-rent ratio≈ 14 -5.2% YoY
↓244th of 373
Asking price / sq ft$403 -7.3% YoY

Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market pressure

Listings with a price cut≈ 27% +0.4 pts YoY
↓337th of 385

Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market facts

ZIPs with listing data12 shown of 19
MLS board of record—
Price methodologyRedfin vs FHFA HPI
Data as ofSep 2026

Recent signals

No signals flagged for this market right now.

Price reconciliation

red · 4.6pp

Redfin (metro)

+1.3%

FHFA HPI · Q2 2026

+5.9%

Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.

More markets in FL

Daytona BeachFort Myers / Cape CoralGainesvilleHomosassa SpringsJacksonvilleLakelandMelbourne / Palm BayMiami / Fort LauderdaleNaplesOcalaOrlandoPanama City

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ZIP-level data

ZIPMedian list priceActive listingsNew listingsPrice reductionsDays on marketHome value
32433$304K↑95↑30↑28↑74↑$226K↓
32439$448K↓273↑66↑94↑87↓$388K↓
32459$1.2M↑814↓156↓202↓103↓$877K↑
32461$1.9M↑420↓76↑80↓99↓$1.4M↑
32536$322K↑159↓48↓46↓68↓$294K↑
32539$319K↑217↓66↓92↓73↓$281K↓
32541$632K↓652↓88↓146↓122↓$622K↑
32547$333K↓141↓48↑50↓66↓$314K↑
32548$428K↓279↑62↑78↑95↓$338K↑
32550$659K↑722↓90↓144↑127↓$655K↑
32569$328K68↓12↓30↓78↑$319K↓
32578$500K↑174↓62↓50↓65↓$437K↑

ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.