Markets  ›  FL  ›  Daytona Beach

Daytona Beach, FL housing market

Daytona Beach, FL metro median sale price $352K in Jul–Sep 2026, up 2.2% year over year. Also days on market, price cuts, affordability and ZIP-code figures.

The median sale price in the Daytona Beach, FL metro is $352K over Jul–Sep 2026, up 2.2% from the same 3 months a year earlier. That change sits near the middle of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro points the other way: down 0.2% through Q2 2026.

On median sale price, Daytona Beach ($352K) ranks 13th of the 22 Florida metros Pecan Street tracks, between Panama City ($356K) and Wildwood ($341K). On median days on market, Daytona Beach (79 days) ranks 10th of the 22 Florida metros, between Sarasota / Bradenton (80 days) and Miami / Fort Lauderdale (79 days). On share of listings with a price cut, Daytona Beach (30%) ranks 12th of the 22 Florida metros, between Port St. Lucie (30%) and Panama City (29%).

Listings spent a median 79 days on market in Oct 2026, the 36th-most of the 385 metros. 30% of active listings carry a price cut; the 3-month average vs a year earlier is 1.6 points lower. That share is lower than in most of the 385 metros. Median asking prices sit about 5% above the median sale price. Building permits authorized 411 new housing units in Sep 2026.

At the 7.12% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,894 a month; at 28% of gross income, that takes about $81K a year. The median sale price equals about 13 years of HUD Fair Market Rent, a ratio up 3.9% from a year earlier. That ratio is lower than in most of the 373 metros. Active listings ask a median $227 per square foot; the 3-month average vs a year earlier is down 1.2%.

In eight of the 12 ZIP codes in the table below, median list prices are lower than a year earlier; four are higher.

Headline

Median sale price

Jul–Sep 2026

$352K

+2.2% year-over-year

How it’s calculated

Average of the last three monthly median sale prices vs. the same three months a year earlier.

Mortgage rate

Nov 4, 2026

7.12%

30-year fixed

Where it comes from

National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.

The same rate appears on every market page.

Monthly payment

Principal & interest

$1,894/mo

$81K/yr income needed

How it’s calculated

Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.

Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.

How Daytona Beach compares to other U.S. metros

Days on market↑36th of 385 (top 10%)
Price-to-rent↓305th of 373
Price cuts↓267th of 385
Asking-vs-sale gap155th of 300
Home-price growth193rd of 383

Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.

Affordability

Price-to-rent ratio≈ 13 +3.9% YoY
↓305th of 373
Asking price / sq ft$227 -1.2% 3-month average vs a year earlier

Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Oct 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market pressure

Listings with a price cut≈ 30% -1.6 pts 3-month average vs a year earlier
↓267th of 385
New housing units permitted411

The median asking price $369K runs about 5% above the median sale price $352K.

Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Oct 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Sep 2026. Asking is the median list price of active listings (Realtor.com, Oct 2026); sale is the headline median of recent closings (Redfin, Jul–Sep 2026) — distinct sources and windows, so the gap is a directional read, not a like-for-like difference. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market facts

ZIPs with listing data12 shown of 30
MLS board of recordStellar MLS
Price methodologyRedfin vs FHFA HPI
Sale-price windowJul–Sep 2026

Recent signals

No signals flagged for this market right now.

Recent notable readings

Readings from the latest data that sit at one end of the U.S. metros Pecan Street tracks, from the nightly cross-metro comparison. They are not signal alerts.

Housing Economy

Daytona Beach · ConstructionCOPIED

Daytona Beach builders pulled 12.0% fewer single-family permits than a year earlier

Single-family building permits in the Daytona Beach metro area, by month, one line per year, units

AprJulOct20030040050060020252026
AprJulOct20030040050060020252026
2024
Chart data
Month202420252026
Dec340258—
Nov259249—
Oct388256—
Sep345245396
Aug444240357
Jul433266391
Jun376364352
May508353316
Apr483562371
Mar577358317
Feb356561279
Jan523346228

Source: U.S. Census Bureau, Building Permits Survey · data through September 2026

Builders in the Daytona Beach metro area pulled 3,770 single-family permits in the twelve months through September 2026, 12.0% fewer than in the twelve months before. So far in 2026, permits are running 8.7% below the same months of 2025.

Why it matters. Permits come before starts, and starts come before new homes for sale, so this is the earliest read on how much new building is planned in the Daytona Beach area. When the permit pipeline shrinks, buyers see fewer new-build options later; when it grows, sellers of existing homes face more competition from builders.

Daytona Beach · Home pricesCOPIED

Daytona Beach home prices are 0.2% lower than a year ago

Home prices in the Daytona Beach metro area, change from a year earlier, FHFA all-transactions index, quarterly, percent; shaded bars mark recessions

19801990200020102020-40%-20%0%20%40%Daytona Beach
1990200020102020-40%-20%0%20%40%Daytona Beach
No changeRecession
Chart data
DateDaytona Beach
Jun 2026-0.2%
Mar 20261.8%
Dec 2025-1.5%
Sep 2025-1.2%
Jun 20250.6%
Mar 20251.4%
Dec 20242.6%
Sep 20241.6%
Jun 20243%
Mar 20240.9%
Dec 20231.7%
Sep 20231.5%
Jun 20232.9%
Mar 202311.4%
Dec 202217.8%
Sep 202224.8%
Jun 202230.3%
Mar 202228%
Dec 202124.9%
Sep 202122.5%
Jun 202115.7%
Mar 20219.7%
Dec 20207.9%
Sep 20206.1%
Jun 20206%
Mar 20206.1%
Dec 20196%
Sep 20195.7%
Jun 20196.3%
Mar 20196.3%
Dec 20187.8%
Sep 20188.8%
Jun 20188.9%
Mar 201810.5%
Dec 201710%
Sep 201711.8%
Jun 201712.7%
Mar 201710.8%
Dec 201611.6%
Sep 201610.1%
Jun 20169.8%
Mar 20168.6%
Dec 20159.2%
Sep 20158.2%
Jun 20158.7%
Mar 201511.2%
Dec 20148.3%
Sep 20149.7%
Jun 20149.2%
Mar 20149.4%
Dec 201311.5%
Sep 20137.7%
Jun 20138.2%
Mar 20135.4%
Dec 2012-0.5%
Sep 20120.2%
Jun 2012-1.8%
Mar 2012-5.4%
Dec 2011-8%
Sep 2011-8.4%
Jun 2011-9.5%
Mar 2011-10.5%
Dec 2010-7.4%
Sep 2010-12.6%
Jun 2010-14.7%
Mar 2010-16.1%
Dec 2009-15%
Sep 2009-12%
Jun 2009-17.8%
Mar 2009-19%
Dec 2008-22%
Sep 2008-21.8%
Jun 2008-17.6%
Mar 2008-13%
Dec 2007-9.1%
Sep 2007-7.1%
Jun 2007-2.5%
Mar 20073.2%
Dec 20066.7%
Sep 200613.6%
Jun 200621.9%
Mar 200627.8%
Dec 200530.3%
Sep 200528.3%
Jun 200527.1%
Mar 200522.8%
Dec 200420.6%
Sep 200421.3%
Jun 200416.6%
Mar 200414.4%
Dec 200312.9%
Sep 200310.2%
Jun 200310.3%
Mar 200310.6%
Dec 20029.5%
Sep 20029.4%
Jun 20029.4%
Mar 20028.3%
Dec 20019.8%
Sep 20019.2%
Jun 20019.3%
Mar 20019.2%
Dec 20008.5%
Sep 20006.5%
Jun 20004.2%
Mar 20003.9%
Dec 19992.5%
Sep 19993.8%
Jun 19994.8%
Mar 19992.3%
Dec 19984.3%
Sep 19984.1%
Jun 19984.6%
Mar 19984.3%
Dec 19972.4%
Sep 19973%
Jun 19970.2%
Mar 19970.8%
Dec 19961.1%
Sep 19960.5%
Jun 19962.3%
Mar 19965.1%
Dec 19954.2%
Sep 19953.3%
Jun 19951.4%
Mar 1995-2.5%
Dec 1994-2.3%
Sep 1994-1.5%
Jun 1994-1%
Mar 19941.2%
Dec 19931.4%
Sep 19930.3%
Jun 19932.4%
Mar 19930.9%
Dec 19922.2%
Sep 19924.5%
Jun 19921.9%
Mar 19923.7%
Dec 19913.6%
Sep 19912.3%
Jun 19913.1%
Mar 19910.9%
Dec 1990-0.2%
Sep 1990-0.2%
Jun 19900.7%
Mar 19903.5%
Dec 19893.5%
Sep 19892.8%
Jun 19894.8%
Mar 19892.5%
Dec 19884.3%
Sep 19884.4%
Jun 19883.2%
Mar 19884.6%
Dec 19873.4%
Sep 19874.3%
Jun 19873.8%
Mar 19875.5%
Dec 19863.9%
Sep 19866%
Jun 19866%
Mar 19863.3%
Dec 19858%
Sep 19852.4%
Jun 19854%
Mar 19852.6%
Dec 19843%
Sep 19847.7%
Jun 19845.3%
Mar 198411.7%
Dec 19834.8%
Sep 198319.4%
Jun 198319.7%
Mar 19838.2%
Dec 198229%
Sep 19826.3%
Jun 19820.9%
Mar 19823%
Dec 1981-13.1%
Sep 1981-11.4%
Jun 1981-0.4%
Mar 1981-0.2%
Dec 19808.1%
Sep 19805.5%
Jun 19806.7%
Mar 198011.9%
Dec 197911%
Sep 197921.3%
Jun 19795%
Mar 19798.5%

Source: FHFA house price index; recession dates from NBER · data through Q2 2026

FHFA's all-transactions index for the Daytona Beach metro area in the second quarter of 2026 was 0.2% below its level a year earlier. Since 1979, prices have risen an average of 5.0% a year. Nationally, prices were 3.0% higher than a year earlier.

Why it matters. Long-run context shows how the latest change in Daytona Beach home prices compares with the market's own history, including the recessions shaded on the chart. When appreciation slows, sellers have less room for a list price to run ahead of recent sales, and buyers feel less pressure to stretch to keep up; when it speeds up, the reverse holds: list prices can run ahead of recent sales and buyers compete harder.

Price reconciliation

amber · 2.4pp

Redfin (metro)

+2.2%

FHFA HPI · Q2 2026

-0.2%

Year-over-year home-price change from two independent methods — Redfin (sale prices over the last 3 months) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.

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ZIP-level data

ZIPMedian list priceActive listingsNew listingsPrice reductionsDays on marketHome value
32117$260K↓171↓32↓56↓60↓$213K↓
32118$269K↓691↓108↑152↑99↓$292K↑
32119$245K↓171↓36↓6080↑$249K
32127$437K↑209↓48↑48↓76↓$354K↓
32137$470K↓653↓144↑200↓82↓$387K↑
32164$350K↑440↓112↓160↓75↓$324K↓
32168$420K↓265↓48↓68↓77↓$383K↓
32169$643K↑341↓52↓64↓116↓$556K↑
32174$399K↓381↓112↓128↓75↓$373K↓
32176$360K↓240↓60↑64↓89↓$350K↑
32724$385K↑284↓92↑104↓64↓$345K↓
32725$318K↓206↓72↑80↓64↓$297K

ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.