Aug 2026
$1.3M
-6.0% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Naples, FL
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Naples, FL. Built for agents; free to read.
Naples, FL’s median sale price is $1.3M as of Aug 2026 — -6.0% year over year. Pecan Street tracks Naples with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), and is flagging 3 market signals here right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$6,909/mo
$296K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Naples compares to other U.S. metros
| Price cuts | ↓194th of 194 |
|---|---|
| Days on market | ↑1st of 194 (top 1%) |
| Home-price growth | ↓191st of 195 |
| Price-to-rent | ↑2nd of 195 (top 2%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 42 -10.7% YoY ↑2nd of 195 (top 2%) |
|---|---|
| Asking price / sq ft | $382 -4.9% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 17% -2.2 pts YoY ↓194th of 194 |
|---|---|
| New housing units permitted | 305 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 20 |
|---|---|
| MLS board of record | — |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
Strength 4 / 5
6.2 mo
Naples supply now 6.2 months — buyer's market
Six-plus months of supply in Naples — this is a buyer's market by the textbook definition.
Strength 4 / 5
$1.2M
Naples median price -14.0% YoY
Price-per-sqft also -12.3% YoY across 93 closed sales.
Strength 4 / 5
$874K
Marco Island median price -13.8% YoY
Price-per-sqft also -7.5% YoY across 84 closed sales.
Price reconciliation
red · 6.8ppRedfin (city) -6.0% | FHFA HPI · Q2 2026 +0.8% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
Market dispatches
Citable market dispatches for Naples → Latest dispatch: Sep 18, 2026.
More markets in FL
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 34102 | $3.0M↓ | 371↓ | 40↑ | 32↓ | 134↓ | $1.3M↑ |
| 34103 | $1.5M↓ | 286↓ | 28↓ | 28↓ | 124↓ | $1.1M↓ |
| 34108 | $1.3M↓ | 330↓ | 32↓ | 32↓ | 129↓ | $1.0M↓ |
| 34109 | $739K↑ | 218↓ | 40↓ | 44↓ | 101↑ | $582K↓ |
| 34110 | $769K↑ | 324↓ | 64↑ | 44↓ | 115↓ | $600K↓ |
| 34112 | $350K↓ | 369↓ | 68↑ | 72↓ | 96↓ | $327K↓ |
| 34113 | $499K↓ | 308↓ | 56↑ | 48↓ | 122↓ | $497K↓ |
| 34114 | $629K↓ | 365↓ | 60↓ | 76↓ | 100↓ | $516K↓ |
| 34119 | $695K↓ | 313↓ | 64↓ | 72↓ | 99↑ | $649K↓ |
| 34120 | $650K↓ | 494↓ | 120↑ | 120↓ | 86↓ | $548K↓ |
| 34142 | $447K↓ | 256↑ | 40↑ | 48↓ | 93↑ | $342K↓ |
| 34145 | $950K↓ | 404↓ | 76↑ | 64↓ | 104↓ | $854K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.