Markets › FL › Homosassa Springs

Homosassa Springs, FL housing market

Homosassa Springs, FL metro median sale price $277K in Sep 2026, down 1.4% year over year.

The median sale price in the Homosassa Springs, FL metro is $277K as of Sep 2026, down 1.4% from a year earlier. The decline is steeper than in most of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro points the other way: up 5.4% through Q2 2026.

On median sale price, Homosassa Springs ($277K) ranks 21st of the 22 Florida metros Pecan Street tracks, between Ocala ($280K) and Sebring ($257K). On median days on market, Homosassa Springs (87 days) ranks 6th of the 22 Florida metros, between Sarasota / Bradenton (88 days) and Punta Gorda (87 days). On share of listings with a price cut, Homosassa Springs (33%) ranks 11th of the 22 Florida metros, between Pensacola (33%) and Port St. Lucie (31%).

Listings spent a median 87 days on market in Sep 2026, the 16th-most of the 385 metros. 33% of active listings carry a price cut, 2.1 points fewer than a year earlier. That share is lower than in most of the 385 metros. Median asking prices sit about 8% above the median sale price.

At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,516 a month; at 28% of gross income, that takes about $65K a year. The median sale price equals about 14 years of HUD Fair Market Rent, a ratio up 1.6% from a year earlier. That ratio is lower than in most of the 373 metros. Active listings ask a median $181 per square foot, down 3.2% from a year earlier.

In nine of the 12 ZIP codes in the table below, median list prices are lower than a year earlier; three are higher.

Headline

Median sale price

Sep 2026

$277K

-1.4% year-over-year

How it’s calculated

Rolling 3-month median sale price vs. same 3 months one year prior.

Mortgage rate

Oct 15, 2026

7.29%

30-year fixed

Where it comes from

National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.

The same rate appears on every market page.

Monthly payment

Principal & interest

$1,516/mo

$65K/yr income needed

How it’s calculated

Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.

Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.

How Homosassa Springs compares to other U.S. metros

Days on market	↑16th of 385 (top 5%)
Home-price growth	↓334th of 383
Price-to-rent	↓273rd of 373
Price cuts	↓268th of 385
Asking-vs-sale gap	↑99th of 292 (top 34%)

Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.

Affordability

Price-to-rent ratio	≈ 14 +1.6% YoY ↓273rd of 373
Asking price / sq ft	$181 -3.2% YoY

Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market pressure

Listings with a price cut	≈ 33% -2.1 pts YoY ↓268th of 385

The median asking price $300K runs about 8% above the median sale price $277K.

Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. Asking is the median list price of active listings (Realtor.com, this month); sale is the headline median of recent closings (Redfin, a rolling 3-month median) — distinct sources and windows, so the gap is a directional read, not a like-for-like difference. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market facts

ZIPs with listing data	12 shown of 14
MLS board of record	—
Price methodology	Redfin vs FHFA HPI
Data as of	Sep 2026

Recent signals

No signals flagged for this market right now.

Recent notable readings

A median 87 days on market in September 2026: the most for any September in Realtor.com's Homosassa Springs data since 2016. It is one of 28 of the 385 U.S. metros Pecan Street tracks to set that record.
The FHFA house price index for the metro fell 46% from Q4 2006 to Q4 2013: the 30th-deepest bust of the 385 U.S. metros Pecan Street tracks with FHFA data; it has risen 219% since Q4 2013: the 18th-largest rebound of the 382 metros whose prices fell. Q2 2026 is its highest reading on record.

Readings from the latest data that sit at one end of the U.S. metros Pecan Street tracks, from the nightly cross-metro comparison. They are not signal alerts.

Price reconciliation

red · 6.8pp

Redfin (metro)

-1.4%

FHFA HPI · Q2 2026

+5.4%

Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.

More markets in FL

Crestview Daytona Beach Fort Myers / Cape Coral Gainesville Jacksonville Lakeland Melbourne / Palm Bay Miami / Fort Lauderdale Naples Ocala Orlando Panama City

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ZIP-level data

ZIP	Median list price	Active listings	New listings	Price reductions	Days on market	Home value
34428	$367K↓	85↓	18↓	26↓	94↑	$294K↑
34429	$326K↓	140↓	28↑	48↓	90↓	$248K↓
34433	$281K↑	114↑	22↑	40↓	85↓	$270K↓
34434	$279K↓	219↓	60↓	64↓	80	$253K↓
34442	$414K↓	151↓	42↓	42↓	92↑	$353K↓
34446	$354K↓	182↓	30↓	68↑	100↑	$316K↓
34448	$376K↓	86↓	14↓	30↓	105↑	$264K↓
34450	$299K↑	86↑	22↓	30	88↓	$251K↑
34452	$254K↑	64↓	22↑	26↓	66↓	$229K↑
34453	$290K↓	105↓	30↓	44↓	73↓	$237K↓
34461	$363K↓	75↑	12↓	32↑	112↑	$320K
34465	$295K↓	177↓	46↓	50↓	73↓	$233K↓

ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.