Markets › FL › Jacksonville

Jacksonville, FL

Daily-refreshed real estate signals + Three-Opinion home-price methodology for Jacksonville, FL. Built for agents; free to read.

Jacksonville, FL’s median sale price is $310K as of Aug 2026 — +2.3% year over year. Pecan Street tracks Jacksonville with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.

Headline

Median sale price

Aug 2026

$310K

+2.3% year-over-year

How it’s calculated

Rolling 3-month median sale price vs. same 3 months one year prior.

Mortgage rate

Sep 18, 2026

7.04%

30-year fixed

Where it comes from

National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.

The same rate appears on every market page.

Monthly payment

Principal & interest

$1,654/mo

$71K/yr income needed

How it’s calculated

Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.

Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.

How Jacksonville compares to other U.S. metros

Price cuts	↑45th of 194 (top 24%)
Days on market	↑49th of 194 (top 26%)
Price-to-rent	↓142nd of 195
Home-price growth	88th of 195 (top 46%)

Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.

Affordability

Price-to-rent ratio	≈ 13 +8.3% YoY ↓142nd of 195
Asking price / sq ft	$214 -2.7% YoY

Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market pressure

Listings with a price cut	≈ 43% -4.4 pts YoY ↑45th of 194 (top 24%)
New housing units permitted	844

Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market facts

ZIPs with listing data	12 shown of 56
MLS board of record	—
Price methodology	Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI
Data as of	Aug 2026

Recent signals

No signals flagged for this market right now.

Price reconciliation

amber · 2.2pp

Redfin (city)

+2.3%

FHFA HPI · Q2 2026

+0.1%

Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.

More markets in FL

Daytona Beach Fort Myers / Cape Coral Lakeland Melbourne / Palm Bay Miami / Fort Lauderdale Naples Orlando Pensacola Sarasota / Bradenton Tampa / St. Petersburg

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ZIP-level data

ZIP	Median list price	Active listings	New listings	Price reductions	Days on market	Home value
32034	$675K↓	456↓	108↓	156↓	80↓	$618K↓
32043	$360K↑	256↓	96↑	112↓	78↓	$345K↓
32068	$370K↑	251↓	88↓	132↓	59↓	$328K↓
32080	$585K↓	359↓	80↓	92↓	96↓	$541K↓
32084	$409K↓	331↓	92↓	104↓	85↓	$349K↓
32092	$515K↑	387↓	160↓	148↓	62↓	$465K↓
32209	$139K↓	231↑	80↓	80↓	75↓	$107K↓
32210	$235K↓	239↓	104↑	108↓	58↓	$223K↓
32218	$315K↓	272↓	132↑	132↓	60↓	$297K↑
32244	$280K↑	210↓	80↑	96↓	56↓	$255K↓
32256	$268K↓	245↓	80↓	100↓	60↓	$310K↓
32259	$587K↑	332↓	112↑	184↓	64↓	$545K↓

ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.