Aug 2026
$254K
+8.9% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Amarillo, TX housing market
Amarillo, TX median sale price $254K in Aug 2026, up 8.9% year over year. Also days on market, price cuts, affordability and ZIP-code figures.
The median sale price in Amarillo, TX is $254K as of Aug 2026, up 8.9% from a year earlier. That is the 19th-largest year-over-year gain of the 195 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro shows a smaller change, up 3.1% through Q2 2026, 5.8 points apart; Price reconciliation below shows both.
On median sale price, Amarillo ($254K) ranks 13th of the 21 Texas metros Pecan Street tracks, between El Paso ($258K) and Brownsville – Harlingen ($252K). On median days on market, Amarillo (48 days) ranks 20th of the 21 Texas metros, between Lubbock (50 days) and Abilene (45 days). On share of listings with a price cut, Amarillo (34%) ranks 10th of the 21 Texas metros, between Longview (34%) and Wichita Falls (33%).
Listings spent a median 48 days on market in Sep 2026, fewer than in most of the 195 metros. 34% of active listings carry a price cut, 1.6 points more than a year earlier. That share is lower than in most of the 195 metros. Building permits authorized 91 new housing units in Aug 2026.
At the 7.45% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,416 a month; at 28% of gross income, that takes about $61K a year. The median sale price equals about 14 years of HUD Fair Market Rent, a ratio up 8.3% from a year earlier. Active listings ask a median $161 per square foot, up 2.8% from a year earlier.
In five of the nine ZIP codes in the table below, median list prices are higher than a year earlier; four are lower.
Headline
Oct 6, 2026
7.45%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,416/mo
$61K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Amarillo compares to other U.S. metros
| Home-price growth | ↑19th of 195 (top 10%) |
|---|---|
| Days on market | ↓142nd of 195 |
| Price cuts | ↓129th of 195 |
| Price-to-rent | 113th of 195 |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 14 +8.3% YoY 113th of 195 |
|---|---|
| Asking price / sq ft | $161 +2.8% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 34% +1.6 pts YoY ↓129th of 195 |
|---|---|
| New housing units permitted | 91 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 9 shown of 26 |
|---|---|
| MLS board of record | Amarillo Association of REALTORS |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Recent notable readings
- Single-family building permits rose 41% over the 12 months through Aug 2026 (820 homes, against 580 the year before): the 5th-largest increase of the 195 U.S. metros Pecan Street tracks.
- Zillow home values were lower than a year earlier in none ZIP codes across the Amarillo metro (Aug 2026): the 10th-lowest share among the 174 U.S. metros Pecan Street tracks with enough ZIP-level data to compare.
- The FHFA house price index for the metro fell 1% from Q4 2008 to Q3 2011: the 6th-mildest bust of the 195 U.S. metros Pecan Street tracks with FHFA data; it has risen 89% since Q3 2011: the 16th-smallest rebound of the 194 metros whose prices fell.
Readings from the latest data that sit at one end of the U.S. metros Pecan Street tracks, from the nightly cross-metro comparison. They are not signal alerts.
Price reconciliation
red · 5.8ppRedfin (city) +8.9% | FHFA HPI · Q2 2026 +3.1% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
Market dispatches
Citable market dispatches for Amarillo → Latest dispatch: Jul 24, 2026.
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 79015 | $423K↓ | 98↓ | 28↑ | 34↓ | 52↓ | $305K↑ |
| 79106 | $170K↓ | 78↓ | 38↑ | 16↓ | 56↓ | $172K↑ |
| 79107 | $132K↓ | 61↑ | 10↓ | 20↑ | 86↑ | $115K↑ |
| 79109 | $305K↑ | 105↓ | 36↓ | 38↓ | 37↓ | $240K↑ |
| 79110 | $205K↑ | 34↓ | 28↓ | 6↓ | 38↓ | $176K↑ |
| 79118 | $495K↑ | 94↓ | 34↓ | 32↓ | 54↓ | $264K↑ |
| 79119 | $471K↓ | 115↓ | 54↑ | 50↑ | 47↓ | $389K↑ |
| 79121 | $378K↑ | 30↓ | 14↑ | 16 | 38↓ | $308K↑ |
| 79124 | $525K↑ | 76↓ | 40↑ | 16↓ | 40↓ | $386K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.