Markets › TX › Killeen – Temple

Killeen – Temple, TX

Daily-refreshed real estate signals + Three-Opinion home-price methodology for Killeen – Temple, TX. Built for agents; free to read.

Killeen – Temple, TX’s median sale price is $236K as of Aug 2026 — -2.4% year over year. Pecan Street tracks Killeen – Temple with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.

Headline

Median sale price

Aug 2026

$236K

-2.4% year-over-year

How it’s calculated

Rolling 3-month median sale price vs. same 3 months one year prior.

Mortgage rate

Sep 18, 2026

7.04%

30-year fixed

Where it comes from

National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.

The same rate appears on every market page.

Monthly payment

Principal & interest

$1,263/mo

$54K/yr income needed

How it’s calculated

Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.

Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.

How Killeen – Temple compares to other U.S. metros

Home-price growth	↓174th of 195
Days on market	↑29th of 194 (top 15%)
Price-to-rent	↓161st of 195
Price cuts	↓138th of 194

Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.

Affordability

Price-to-rent ratio	≈ 12 -7.0% YoY ↓161st of 195
Asking price / sq ft	$156 -4.2% YoY

Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market pressure

Listings with a price cut	≈ 33% -2.5 pts YoY ↓138th of 194
New housing units permitted	272

Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market facts

ZIPs with listing data	12 shown of 25
MLS board of record	—
Price methodology	Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI
Data as of	Aug 2026

Recent signals

No signals flagged for this market right now.

Price reconciliation

red · 4.1pp

Redfin (city)

-2.4%

FHFA HPI · Q2 2026

+1.7%

Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.

Market dispatches

Citable market dispatches for Killeen – Temple → Latest dispatch: Jul 10, 2026.

More markets in TX

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ZIP-level data

ZIP	Median list price	Active listings	New listings	Price reductions	Days on market	Home value
76501	$240K↓	98↑	16↑	32↑	81↓	$188K↓
76502	$295K↓	417↓	100↓	152↓	74↓	$273K↓
76504	$220K↓	102↓	32↑	48↑	61↓	$189K↓
76513	$349K↓	244↓	56↓	84↓	70↑	$305K↓
76522	$246K↓	264↑	72↑	92↑	73↓	$227K
76541	$132K↓	80↓	28↑	28↓	54↓	$122K↓
76542	$285K↓	270↓	64↓	68↓	73↑	$256K↓
76543	$185K↓	124	40↑	40↓	64↑	$176K↓
76548	$318K↓	130↓	40↓	44↑	61↑	$299K↑
76549	$244K↓	238↓	84↑	48↓	61↓	$227K↓
76550	$372K↓	77↓	12↓	20↓	94↓	$308K↑
76571	$635K↓	113↑	16↓	32↓	101↑	$511K↓

ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.