Aug 2026
$236K
-2.4% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Markets › TX › Killeen – Temple
Killeen – Temple, TX
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Killeen – Temple, TX. Built for agents; free to read.
Killeen – Temple, TX’s median sale price is $236K as of Aug 2026 — -2.4% year over year. Pecan Street tracks Killeen – Temple with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,263/mo
$54K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Killeen – Temple compares to other U.S. metros
| Home-price growth | ↓174th of 195 |
|---|---|
| Days on market | ↑29th of 194 (top 15%) |
| Price-to-rent | ↓161st of 195 |
| Price cuts | ↓138th of 194 |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 12 -7.0% YoY ↓161st of 195 |
|---|---|
| Asking price / sq ft | $156 -4.2% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 33% -2.5 pts YoY ↓138th of 194 |
|---|---|
| New housing units permitted | 272 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 25 |
|---|---|
| MLS board of record | — |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
red · 4.1ppRedfin (city) -2.4% | FHFA HPI · Q2 2026 +1.7% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
Market dispatches
Citable market dispatches for Killeen – Temple → Latest dispatch: Jul 10, 2026.
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 76501 | $240K↓ | 98↑ | 16↑ | 32↑ | 81↓ | $188K↓ |
| 76502 | $295K↓ | 417↓ | 100↓ | 152↓ | 74↓ | $273K↓ |
| 76504 | $220K↓ | 102↓ | 32↑ | 48↑ | 61↓ | $189K↓ |
| 76513 | $349K↓ | 244↓ | 56↓ | 84↓ | 70↑ | $305K↓ |
| 76522 | $246K↓ | 264↑ | 72↑ | 92↑ | 73↓ | $227K |
| 76541 | $132K↓ | 80↓ | 28↑ | 28↓ | 54↓ | $122K↓ |
| 76542 | $285K↓ | 270↓ | 64↓ | 68↓ | 73↑ | $256K↓ |
| 76543 | $185K↓ | 124 | 40↑ | 40↓ | 64↑ | $176K↓ |
| 76548 | $318K↓ | 130↓ | 40↓ | 44↑ | 61↑ | $299K↑ |
| 76549 | $244K↓ | 238↓ | 84↑ | 48↓ | 61↓ | $227K↓ |
| 76550 | $372K↓ | 77↓ | 12↓ | 20↓ | 94↓ | $308K↑ |
| 76571 | $635K↓ | 113↑ | 16↓ | 32↓ | 101↑ | $511K↓ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.