Aug 2026
$252K
-3.7% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Markets › TX › Brownsville – Harlingen
Brownsville – Harlingen, TX
Daily-refreshed real estate signals + Three-Opinion home-price methodology for Brownsville – Harlingen, TX. Built for agents; free to read.
Brownsville – Harlingen, TX’s median sale price is $252K as of Aug 2026 — -3.7% year over year. Pecan Street tracks Brownsville – Harlingen with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,345/mo
$58K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Brownsville – Harlingen compares to other U.S. metros
| Price cuts | ↓189th of 194 |
|---|---|
| Days on market | ↑6th of 194 (top 4%) |
| Home-price growth | ↓184th of 195 |
| Price-to-rent | 97th of 195 (top 50%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 15 -13.9% YoY 97th of 195 (top 50%) |
|---|---|
| Asking price / sq ft | $180 +2.7% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 19% -3.7 pts YoY ↓189th of 194 |
|---|---|
| New housing units permitted | 279 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 12 shown of 18 |
|---|---|
| MLS board of record | — |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
red · 8.1ppRedfin (city) -3.7% | FHFA HPI · Q2 2026 +4.4% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
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Track Brownsville – Harlingen, TX with Pecan Street
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Start free trialZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 78520 | $265K↓ | 153↓ | 48↑ | 28↓ | 79↓ | $195K↑ |
| 78521 | $220K↓ | 139↓ | 44↑ | 36↓ | 71↓ | $174K↑ |
| 78526 | $325K↑ | 120↓ | 52↓ | 28 | 79↓ | $239K↑ |
| 78550 | $222K↓ | 155↑ | 56↓ | 44↓ | 78↑ | $184K↓ |
| 78552 | $275K↓ | 185↓ | 60↑ | 32↓ | 80↑ | $226K↓ |
| 78559 | $263K↑ | 67↓ | 20↓ | 20↑ | 63↑ | $186K↑ |
| 78566 | $307K↓ | 63↑ | 20↓ | 12↓ | 73↓ | $229K↑ |
| 78575 | $265K↓ | 30↓ | 8↓ | 4↓ | 89↓ | $289K↑ |
| 78578 | $315K↓ | 157↓ | 36↑ | 40↓ | 83↓ | $264K↑ |
| 78583 | $424K↓ | 26↓ | 4 | 4↑ | 69↑ | $216K↑ |
| 78586 | $235K↓ | 121↑ | 36↓ | 20↑ | 85↓ | $168K↑ |
| 78598 | $512K↑ | 35↑ | 8↑ | 4 | 148↓ | $273K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.