Markets › FL › Tampa / St. Petersburg

Tampa / St. Petersburg, FL

Daily-refreshed real estate signals + Three-Opinion home-price methodology for Tampa / St. Petersburg, FL. Built for agents; free to read.

Tampa / St. Petersburg, FL’s median sale price is $473K as of Aug 2026 — +5.5% year over year. Pecan Street tracks Tampa / St. Petersburg with its Three-Opinion home-price methodology (Redfin, FHFA HPI, and Zillow ZHVI), with no market signals flagged right now.

Headline

Median sale price

Aug 2026

$473K

+5.5% year-over-year

How it’s calculated

Rolling 3-month median sale price vs. same 3 months one year prior.

Mortgage rate

Sep 18, 2026

7.04%

30-year fixed

Where it comes from

National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.

The same rate appears on every market page.

Monthly payment

Principal & interest

$2,527/mo

$108K/yr income needed

How it’s calculated

Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.

Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.

How Tampa / St. Petersburg compares to other U.S. metros

Days on market	↑22nd of 194 (top 12%)
Home-price growth	↑39th of 195 (top 20%)
Price cuts	↑63rd of 194 (top 33%)
Price-to-rent	87th of 195 (top 45%)

Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.

Affordability

Price-to-rent ratio	≈ 16 +5.8% YoY 87th of 195 (top 45%)
Asking price / sq ft	$233 -5.0% YoY

Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market pressure

Listings with a price cut	≈ 41% -3.8 pts YoY ↑63rd of 194 (top 33%)
New housing units permitted	2,473

Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market facts

ZIPs with listing data	12 shown of 128
MLS board of record	Stellar MLS
Price methodology	Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI
Data as of	Aug 2026

Recent signals

No signals flagged for this market right now.

Price reconciliation

red · 4.4pp

Redfin (city)

+5.5%

FHFA HPI · Q2 2026

+1.1%

Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.

Market dispatches

Citable market dispatches for Tampa / St. Petersburg → Latest dispatch: Aug 14, 2026.

More markets in FL

Daytona Beach Fort Myers / Cape Coral Jacksonville Lakeland Melbourne / Palm Bay Miami / Fort Lauderdale Naples Orlando Pensacola Sarasota / Bradenton

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ZIP-level data

ZIP	Median list price	Active listings	New listings	Price reductions	Days on market	Home value
33572	$515K↓	316↓	60↑	132↓	78↓	$439K↓
33573	$279K↓	314↓	100↓	132↓	86↓	$270K↓
33578	$328K↓	282↑	80↑	120↓	72↓	$335K↓
33647	$469K↓	284↓	68↑	136↓	73↓	$469K↓
33706	$627K↓	357↓	44↓	108↑	110↑	$570K↓
33707	$359K↓	285↓	64↑	100↓	89↑	$365K↓
33708	$596K↓	320↓	48↓	96↓	111↑	$512K↓
33767	$820K↓	328↓	36↓	64↓	116↑	$701K↓
34609	$350K↓	277↓	92↓	136↓	68↑	$321K↓
34652	$258K↓	382↑	96↑	144↑	88↑	$216K↓
34667	$335K↓	374↓	80↑	152↓	74↑	$277K↓
34668	$260K↑	316↑	100↑	124↓	66↓	$228K↓

ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.