Aug 2026
$265K
-2.3% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
San Antonio, TX
Daily-refreshed real estate signals + Three-Opinion home-price methodology for San Antonio, TX. Built for agents; free to read.
San Antonio, TX’s median sale price is $265K as of Aug 2026 — -2.3% year over year. Pecan Street reconciles three independent home-price sources (Redfin, FHFA HPI, and Zillow ZHVI) across 4 ZIP codes in San Antonio, and is flagging 1 market signal here right now.
Headline
Sep 18, 2026
7.04%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,416/mo
$61K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How San Antonio compares to other U.S. metros
| Home-price growth | ↓172nd of 195 |
|---|---|
| Days on market | ↑38th of 194 (top 20%) |
| Price-to-rent | ↓154th of 195 |
| Price cuts | ↑46th of 194 (top 24%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 12 +1.8% YoY ↓154th of 195 |
|---|---|
| Asking price / sq ft | $170 -4.5% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 43% +0.9 pts YoY ↑46th of 194 (top 24%) |
|---|---|
| New housing units permitted | 1,113 |
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Aug 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Jul 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| Price-reconciled ZIPs | 4 (78201, 78209, 78230, 78258) |
|---|---|
| MLS board of record | SABOR |
| Price methodology | Three-Opinion · Redfin · FHFA HPI · Zillow ZHVI |
| Data as of | Aug 2026 |
Recent signals
Strength 4 / 5
6.3 mo
Seguin supply now 6.3 months — buyer's market
Six-plus months of supply in Seguin — this is a buyer's market by the textbook definition.
Price reconciliation
normal · 1.8ppRedfin (city) -2.3% | FHFA HPI · Q2 2026 -0.5% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
Zip-level reads
Market dispatches
Citable market dispatches for San Antonio → Latest dispatch: Sep 18, 2026.
More markets in TX
Local agents on Pecan Street
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 78006 | $750K↓ | 381↓ | 80↑ | 116↓ | 68↓ | $593K↓ |
| 78070 | $599K↓ | 259↑ | 40↑ | 100↑ | 82↑ | $576K↓ |
| 78108 | $350K↓ | 359↑ | 96↑ | 180↑ | 60↓ | $326K↓ |
| 78109 | $257K↓ | 530↑ | 168↓ | 248↑ | 59↑ | $241K↓ |
| 78130 | $322K↓ | 801↑ | 212↓ | 412↑ | 74↑ | $304K↓ |
| 78132 | $627K↓ | 446↑ | 96↓ | 164↑ | 78↑ | $556K↓ |
| 78133 | $450K↓ | 485↑ | 80↓ | 136↓ | 107↑ | $379K↓ |
| 78155 | $300K↑ | 447↑ | 100↓ | 184↑ | 79↑ | $270K↓ |
| 78209 | $430K↓ | 317↓ | 64 | 104↓ | 80↓ | $473K↑ |
| 78245 | $286K↓ | 550↑ | 164↑ | 296↑ | 58↓ | $256K↓ |
| 78253 | $330K↓ | 680↑ | 180↑ | 296↑ | 67↓ | $321K↓ |
| 78254 | $342K↓ | 466↓ | 116↓ | 204↓ | 65↓ | $306K↓ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.