Markets › TX › San Antonio

San Antonio, TX housing market

San Antonio, TX median sale price $265K in Aug 2026, down 2.3% year over year. Also days on market, price cuts, affordability and ZIP-code figures.

The median sale price in San Antonio, TX is $265K as of Aug 2026, down 2.3% from a year earlier. The decline is steeper than in most of the 195 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro agrees within 1.8 points (down 0.5% through Q2 2026).

On median sale price, San Antonio ($265K) ranks 11th of the 21 Texas metros Pecan Street tracks, between Corpus Christi ($268K) and El Paso ($258K). On median days on market, San Antonio (71 days) ranks 9th of the 21 Texas metros, between Longview (71 days) and Tyler (70 days). On share of listings with a price cut, San Antonio (38%) ranks 6th of the 21 Texas metros, between Austin (41%) and Killeen – Temple (35%).

Listings spent a median 71 days on market in Sep 2026, more than in most of the 195 metros. 38% of active listings carry a price cut, 0.9 points fewer than a year earlier. Building permits authorized 822 new housing units in Aug 2026.

At the 7.45% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,475 a month; at 28% of gross income, that takes about $63K a year. The median sale price equals about 12 years of HUD Fair Market Rent, a ratio down 4.1% from a year earlier. That ratio is lower than in most of the 195 metros. Active listings ask a median $170 per square foot, down 3.9% from a year earlier.

In 10 of the 12 ZIP codes in the table below, median list prices are lower than a year earlier; two are higher. Pecan Street also compares Redfin with Zillow ZHVI in four ZIP codes, each on its own page.

Headline

Median sale price

Aug 2026

$265K

-2.3% year-over-year

How it’s calculated

Rolling 3-month median sale price vs. same 3 months one year prior.

Mortgage rate

Oct 6, 2026

7.45%

30-year fixed

Where it comes from

National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.

The same rate appears on every market page.

Monthly payment

Principal & interest

$1,475/mo

$63K/yr income needed

How it’s calculated

Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.

Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.

How San Antonio compares to other U.S. metros

Home-price growth	↓170th of 195
Days on market	↑39th of 195 (top 20%)
Price-to-rent	↓153rd of 195
Price cuts	90th of 195 (top 47%)

Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.

Affordability

Price-to-rent ratio	≈ 12 -4.1% YoY ↓153rd of 195
Asking price / sq ft	$170 -3.9% YoY

Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market pressure

Listings with a price cut	≈ 38% -0.9 pts YoY 90th of 195 (top 47%)
New housing units permitted	822

Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. New housing units authorized by residential building permits in the metro that month — new supply in the pipeline, which counts of existing listings don't capture (US Census Bureau, Building Permits Survey), as of Aug 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.

Market facts

Price-reconciled ZIPs	4 (78201, 78209, 78230, 78258)
MLS board of record	SABOR
Price methodology	Redfin vs FHFA HPI · Redfin vs Zillow ZHVI by ZIP
Data as of	Aug 2026

Recent signals

Strength 4 / 5

6.3 mo

Seguin supply now 6.3 months — buyer's market

Six-plus months of supply in Seguin — this is a buyer's market by the textbook definition.

Price reconciliation

normal · 1.8pp

Redfin (city)

-2.3%

FHFA HPI · Q2 2026

-0.5%

Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.

Zip-level reads

78201 78209 78230 78258

Market dispatches

Citable market dispatches for San Antonio → Latest dispatch: Sep 18, 2026.

More markets in TX

Abilene Amarillo Austin Beaumont – Port Arthur Brownsville – Harlingen College Station – Bryan Corpus Christi Dallas – Fort Worth El Paso Houston Killeen – Temple Laredo

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ZIP-level data

ZIP	Median list price	Active listings	New listings	Price reductions	Days on market	Home value
78006	$745K↑	367↓	76↑	124↓	74↓	$593K↓
78070	$580K↓	242↑	46↑	114↑	90↑	$576K↓
78108	$347K↓	361↑	90↑	168↑	69↓	$326K↓
78109	$258K↓	525↑	122↓	198↓	62↑	$241K↓
78130	$325K↓	777↑	162↓	308↑	72↑	$304K↓
78132	$631K↓	422↑	98↓	152↑	81↑	$556K↓
78133	$460K↓	470↑	62↓	134↓	113↑	$379K↓
78155	$299K↑	445↓	112↓	130↓	80↑	$270K↓
78209	$415K↓	293↓	42↓	104↓	86↓	$473K↑
78245	$285K↓	542↑	118↓	178↑	66↓	$256K↓
78253	$325K↓	659↑	150↓	248↑	74↓	$321K↓
78254	$346K↓	475↓	116↓	200↓	64↑	$306K↓

ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.