Sep 2026
$332K
+6.7% year-over-year
How it’s calculated
Rolling 3-month median sale price vs. same 3 months one year prior.
Eau Claire, WI housing market
Eau Claire, WI metro median sale price $332K in Sep 2026, up 6.7% year over year. Also days on market, price cuts, affordability and ZIP-code figures.
The median sale price in the Eau Claire, WI metro is $332K as of Sep 2026, up 6.7% from a year earlier. The gain is larger than in most of the 383 U.S. metros Pecan Street ranks on this measure. FHFA's repeat-sales index for the metro shows a smaller change, up 2.3% through Q2 2026, 4.4 points apart; Price reconciliation below shows both.
On median sale price, Eau Claire ($332K) ranks 6th of the 13 Wisconsin metros Pecan Street tracks, between Racine ($334K) and Sheboygan ($325K). On median days on market, Eau Claire (49 days) ranks 2nd of the 13 Wisconsin metros, between Madison (56 days) and Fond du Lac (48 days). On share of listings with a price cut, Eau Claire (45%) ranks 3rd of the 13 Wisconsin metros, between Janesville (45%) and Madison (44%).
Listings spent a median 49 days on market in Sep 2026, fewer than in most of the 385 metros. 45% of active listings carry a price cut, 1.1 points fewer than a year earlier. That share is higher than in most of the 385 metros. Median asking prices sit about 12% above the median sale price.
At the 7.29% 30-year fixed rate with 20% down, principal and interest on a median-priced home come to $1,818 a month; at 28% of gross income, that takes about $78K a year. The median sale price equals about 16 years of HUD Fair Market Rent, a ratio down 0.4% from a year earlier. That ratio is higher than in most of the 373 metros. Active listings ask a median $196 per square foot, up 9.2% from a year earlier.
Median list prices are higher than a year earlier in two of the four ZIP codes in the table below and lower in two.
Headline
Oct 15, 2026
7.29%
30-year fixed
Where it comes from
National benchmark: Optimal Blue OBMMI 30-year conforming, via FRED. An average of rates borrowers have actually locked, updated daily.
The same rate appears on every market page.
Principal & interest
$1,818/mo
$78K/yr income needed
How it’s calculated
Payment — this market’s median sale price with 20% down, on a 30-year fixed loan at the rate shown. Principal and interest only — no property tax, insurance, PMI or HOA.
Income needed — that payment at 28% of gross income. A rule of thumb, not a lending decision.
How Eau Claire compares to other U.S. metros
| Asking-vs-sale gap | ↑34th of 292 (top 12%) |
|---|---|
| Home-price growth | ↑54th of 383 (top 15%) |
| Price cuts | ↑75th of 385 (top 20%) |
| Days on market | ↓279th of 385 |
| Price-to-rent | ↑142nd of 373 (top 39%) |
Rank across the U.S. metros Pecan Street tracks, on market data alone — a higher rank means more of that measure (more price cuts, faster price growth, a wider asking-vs-sale gap, a higher price-to-rent ratio, or more days on market). The bar shows where this metro sits within that metric’s own cohort (left is more, right is less); ↑ and ↓ mark the positions furthest from the middle, and rows are ordered the same way. Metrics without data for this metro are omitted.
Affordability
| Price-to-rent ratio | ≈ 16 -0.4% YoY ↑142nd of 373 (top 39%) |
|---|---|
| Asking price / sq ft | $196 +9.2% YoY |
Price-to-rent divides the median sale price by the annual HUD Fair Market Rent (a 3-bedroom, 40th-percentile benchmark), so it is a directional rent-vs-buy read, not a cap rate; its year-over-year change is directional in the same way. Asking price per square foot is the median across active for-sale listings (Realtor.com), as of Sep 2026. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market pressure
| Listings with a price cut | ≈ 45% -1.1 pts YoY ↑75th of 385 (top 20%) |
|---|
The median asking price $373K runs about 12% above the median sale price $332K.
Price-cut share is the portion of active for-sale listings that have taken a price reduction (Realtor.com), as of Sep 2026. Asking is the median list price of active listings (Realtor.com, this month); sale is the headline median of recent closings (Redfin, a rolling 3-month median) — distinct sources and windows, so the gap is a directional read, not a like-for-like difference. The bar under a figure places this metro among the U.S. metros we track on that measure, highest first.
Market facts
| ZIPs with listing data | 4 shown of 15 |
|---|---|
| MLS board of record | — |
| Price methodology | Redfin vs FHFA HPI |
| Data as of | Sep 2026 |
Recent signals
No signals flagged for this market right now.
Price reconciliation
red · 4.4ppRedfin (metro) +6.7% | FHFA HPI · Q2 2026 +2.3% |
Year-over-year home-price change from two independent methods — Redfin (monthly sold price) and FHFA (quarterly repeat-sales index). When they diverge, the market is mid-shift; cite the figure with that in mind.
More markets in WI
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Try it freeZIP-level data
| ZIP | Median list price | Active listings | New listings | Price reductions | Days on market | Home value |
|---|---|---|---|---|---|---|
| 54701 | $413K↑ | 77↑ | 46↑ | 44↑ | 50↓ | $358K↑ |
| 54703 | $300K↓ | 94↑ | 48↑ | 42↑ | 48↑ | $295K↑ |
| 54720 | $352K↓ | 31↑ | 10↑ | 10 | 56↑ | $342K↑ |
| 54729 | $457K↑ | 92↓ | 32↓ | 40↓ | 46↓ | $340K↑ |
ZIP figures from Realtor.com listing data; home value from Zillow ZHVI. ZIP codes shown have the most complete listing-data history and active for-sale inventory in this metro; the latest available month is shown per ZIP. Arrows show the direction of each figure against the same three months a year earlier; no arrow means the change rounds to zero or the comparison isn't available.